Credit Card articles

Over the past few years credit cards and technology have become intertwined thanks to services like internet banking, online shopping, smartphone apps and even social media. read more >

Credit unions have a reputation for offering a more supportive way to bank, but very few get coverage when it comes to credit cards.

Credit unions differ from traditional banks because their members own them and, as a result, the profits made are put towards things like better interest rates, lower fees and community or industry support initiatives.

In comparison, banks are accountable to a small group of shareholders that get dividends from any profits made, and the proof is often in the numbers. read more >

The Commonwealth Bank and Myer have teamed up to offer credit cardholders instant rewards.

In what is considered a “department store first”, if you have a Commonwealth Bank Awards card you will be able to redeem rewards instantly in Myer from 23 November 2012. read more >

New partnerships and acquisitions announced by Virgin Australia could mean even more ways to maximise your Velocity rewards.

While Qantas has long held the upper hand with frequent flyer rewards and partner credit cards, Virgin has slowly but surely been building up the brand to give loyal flyers more benefits.

There has always been a lot of competition between these two companies, particularly since they are the only major players in the domestic Australian flights market. read more >

Are you looking for a new transaction account that offers low fees and the convenience of a debit card? If so, the ANZ Access Advantage account might suit your needs. read more >

Are you already a customer (and fan) of Citibank? Are you looking to transfer an existing credit card balance to save money on interest? Then you should check out the balance transfer credit cards Citibank is offering. read more >

When it comes to balance transfer credit cards in Australia, options aren’t in short supply. Most, if not all, credit card companies offer at least one balance transfer deal to lure you away from the competition.

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There’s one big reason you might apply for a balance transfer credit card — it helps you save money on interest for an existing balance. But what happens after that balance transfer is paid off? Does your 0 balance transfer card offer anything that keeps it relevant to you?

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When it comes to choosing a new credit card, there are several places you might start when narrowing down your options. For example, you might be looking for a specific type of card (like a rewards card). You might feel loyalty with a particular bank because you do other business with them. Or you might even prefer one of the broader credit card companies — like Visa, MasterCard, and American Express — due to some of their routine perks or features.

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A great way to save money on an existing credit card balance is to transfer that balance to another credit card. Not only does it let you save money as you pay down credit card debt, but it also enables you to eliminate a high interest card that no longer suits you. read more >