Credit Card articles

When it comes to balance transfer credit cards in Australia, options aren’t in short supply. Most, if not all, credit card companies offer at least one balance transfer deal to lure you away from the competition.

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When it comes to choosing a new credit card, there are several places you might start when narrowing down your options. For example, you might be looking for a specific type of card (like a rewards card). You might feel loyalty with a particular bank because you do other business with them. Or you might even prefer one of the broader credit card companies — like Visa, MasterCard, and American Express — due to some of their routine perks or features.

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It’s no secret that the main feature of a balance transfer credit card is its low balance transfer APR — usually a temporary very low interest rate. But those rates expire, often causing balances to revert to much higher rates. read more >

Last week we profiled the Bankwest Zero Platinum credit card for people looking for a no annual fee card with platinum spending power. This week we’re going to look at another card from Bankwest — their More Platinum credit card. This would be the better fit for you if you’re looking for a great rewards programme with your platinum card.

If that sounds like the kind of card you want, keep reading to learn more about the Bankwest More Platinum credit card below. read more >

How would you like the spending power of a platinum credit card, but without the typical platinum-level annual fee? If you prefer up front savings over rewards programmes that make you wait until you “earn” your savings, you might love Bankwest’s no annual fee Zero Platinum credit card.

You can learn more about the Bankwest Zero Platinum credit card below if you want to check out its latest terms and features. read more >

Do you want to save some money on holiday shopping with a new low interest offer, or save over the longer term with a good balance transfer deal? And how do you feel about paying no annual fees? No matter what your credit card savings goals are, you should check out the Bankwest Zero credit card.

It features a special very low purchase rate that would let you pay off holiday purchases over time, a reasonable nine-month balance transfer offer, and it’s a no annual fee credit card. It’s hard to go wrong with a deal like this! read more >

How would you like a stress-free credit card with low rates, a chance to have your annual fee waived, and rewards without complicated rewards programmes. If that sounds appealing, you’ll love the Bankwest Breeze Classic credit card. If you meet certain spending thresholds each year, your annual fee can be waived (except for the first year), and you can earn cash back on purchases you make every day. To top it off, it features one of the lowest purchase rates around!

Learn more about the Bankwest Breeze Classic credit card here, or apply online today using the link below. read more >

Are you torn between applying for a frequent flyer card or a more general rewards credit card? After all, rewards cards sometimes let you earn points faster, but frequent flyer cards can give you more redemption options. You don’t have to choose if you get the Bankwest More MasterCard.

This card has two separate reward point schemes that let you earn points at different rates depending on your preferred rewards. You can earn Qantas frequent flyer points, or you can earn more points per dollar spent for other reward options in the Bankwest More rewards programme. read more >

What are the primary things you look for when choosing a credit card? If you’re like most consumers, you probably look for low (or no) annual fees and low interest rates. If you’re already using a high interest credit card, you might also be looking for a great balance transfer rate to lower your overall interest payments.

The problem is that credit cards often focus on one or two of these benefits, but it can be difficult to find a credit card that offers all three. Not anymore! The Bankwest Zero Platinum credit card manages to combine consumer-friendly low costs of completely no-frills credit cards with just enough perks to give it an edge, and a deserved place in your wallet! read more >