Are you in the market for a new credit card? Would you like one that you can use for this year’s holiday shopping, letting you pay for gifts over time without being buried in high interest payments? Then you need a low interest credit card. Better yet, you can find introductory offers featuring 0% interest!

If you’d like to take advantage of a 0% interest credit card offer this holiday season, here are five offers you should check out. read more..

If you’re in the market for a new credit card, you’ve probably come across quite a collection of introductory offers in the credit card deals you’ve compared. And they can be extremely tempting, right? After all, who could resist a 0% interest offer on purchases like the five month introductory offer on the Westpac 55 Day credit card?

Here’s the thing. There are good introductory offers. And there are bad introductory offers — or at least “bad” if you’re sucked into them for the wrong reasons. Let’s take a look at how to tell the difference between a great deal and an introductory offer that might be manipulating you into a bad situation. read more..

Nobody likes to run up credit card debt with year-end holiday shopping. But consumers just like you do it every year anyway. Wouldn’t it be great if you could charge your holiday purchases to extend your spending power, but pay the gifts off over time interest-free? You can! The trick is to get a no interest credit card offer and get it close to the holidays. read more..

If you have too much credit card debt, you’re probably familiar with the somewhat devastating blow interest payments can be to your efforts to pay down your balance. For every two steps forward, it’s like you take another step back — interest slows down how fast you can pay off your debt.

Perhaps you’ve considered a balance transfer to a low interest credit card. Better yet, how about a no interest credit card? Credit cards with 0% APR offers can indeed help you get out of credit card debt faster, but how? First let’s look at the two types of 0% APR credit card offers: read more..

Low introductory interest rates, 0% interest on balance transfers, and the availability of interest-free days are all tools credit card companies use to attract new users. If you’re comparing credit cards, you should also evaluate the regular interest rates for each card you’re considering (which includes the regular purchase interest rate, cash advance interest rate, and what interest rate will apply to any balance transfers after the introductory period).

Why are regular interest rates so important? Your spending habits or credit needs may change in the future, and a low interest rate credit card (like the St. George Vertigo credit card) can help you avoid unnecessary debt.
read more..