The idea of getting your first credit card can be a little bit exciting, and a little bit scary. The choice you make in a first credit card is an important one. It can affect your credit history for years to come and be the start of a long-term banking relationship.

Your first card might be a student credit card or simply a traditional credit card tailored to new cardholders (like the ANZ First Visa). Either way, keep the following considerations in mind when choosing your first credit card: read more..

Applying for your first credit card can be exciting, but also a little bit scary (with that first card comes new responsibilities). Many people keep their very first credit card for a long time (making the customer relationship very important), and a first card has the potential to lead to long-term credit trouble. Instead of applying for the first credit card available to you, it’s important to compare them carefully.

Here are some things you may want to look for in your first credit card:
read more..

The prospect of getting your first credit card can be exciting. It can serve as a sort of rite of passage in your quest for financial independence and security. Your first credit card can also be a huge responsibility.

If you’re a first-time credit card applicant, don’t make the mistake of rushing to apply for the first credit card offer presented to you. Choosing a bank to do business with is a serious decision which can have long-term implications, and it isn’t a contract to enter into lightly.

There are several things you should do before filling out a single credit card application: read more..