If you’ve already gone through the credit card comparison process and you’re ready to apply for a new card, you have a few different ways of doing that:

1.    Apply through the post (by filling out a print form)
2.    Apply over the telephone
3.    Apply online
read more..

It is important to remember that when you apply for a credit card, you aren’t just signing on for a brief financial fling. You’re making a long-term commitment to a relationship with your new credit card company. Yes, it’s possible to go into that agreement expecting to drop the credit card company with a balance transfer after your introductory offer expires, but that might not be a great idea. To explore why, let’s look at credit cards from the perspective of more personal relationships.
read more..

So far in this series you’ve learned how to evaluate your credit card needs, find credit card offers, and narrow down your credit card options. After narrowing down credit card offers to a single card that you’d like to use, it’s time to apply for that credit card. We’ll cover several ways you can apply for a new card, and why it’s a good idea not to send out too many credit card applications.
read more..

When it comes to applying for a new credit card, your options are generally online applications or offline applications (sending one through the post or applying over the phone).

The obvious benefit of online applications is their speed (they could even be faster than applying over the phone, because you don’t have to wait on hold until a representative is available and the time isn’t dependent on how quickly the phone rep is able to enter your information). But did you know that online applications are more than fast — they might even be safer? read more..

The holiday season isn’t that far away. Perhaps you’re already doing holiday shopping for friends and loved ones. Maybe you’re tight on funds this year or have more people than usual to buy for, and you aren’t sure how you’ll pay for everything you want to buy for them. If that’s the case, you might be considering applying for a new credit card to finance your holiday shopping. But should you? read more..