Not all balance transfer credit card offers are created equal.

But before you leap straight for the 0% interest rate card, it’s worth comparing a zero rate balance transfer offer with a low rate offers to see whether they really are a better deal. read more..

Are you thinking about transferring your high interest credit card balance to a new balance transfer credit card? Do you know what that balance transfer could really cost you? Have you already transferred your balance too many times? Let’s take a look at these things and more with three balance transfer basics any cardholder should know about.

Here are three things you should know about balance transfer credit cards before deciding to move your balance. read more..

Are you struggling to pay off your credit card balances? Do you wish you could postpone a payment or two by using one credit card to pay off another? While you probably can’t directly use one credit card to pay another card’s bill, there is a way to do this.

Let’s look at how you can use one credit card to pay the credit card debt on another, and whether or not this is a smart idea. read more..

Credit cards can play a major role in getting consumers into debt. They offer people a way to spend beyond their means (although they certainly aren’t completely to blame). But did you know credit cards can also play a role in helping you get out of debt? That’s especially true if credit card debt is the kind of debt you’re dealing with.

It’s all thanks to balance transfers. If you feel you have enough discipline to use credit cards to tackle your credit card debt, you might appreciate these two debt-busting balance transfer benefits. read more..

Do you have an existing balance on one or more credit cards? Is the interest rate on those cards too high, making it difficult to pay the balance off to get out of debt? If that sounds like your situation, then a balance transfer credit card might be what you’re looking for. But how do you make sure you get the right balance transfer deal rather than another offer that’s going to cost too much in the long run?

Here are three ways you can try to get the best offer possible on a new balance transfer credit card offer. read more..