When you start a new business you might need access to credit right away, or you might not. Even if you don’t need a business loan or credit card immediately, you might want that financing later in order to grow or pay for regular expenses more conveniently.

How can you build a credit history for your business when you’re just starting out so you can secure larger financing later though? Here are a few ways you might start building business credit so you can secure better financing when your business is ready to grow. read more..

Let’s say you own a small business. You need financing or more convenience when it comes to business spending. You decide to get a credit card. Is it okay to use a personal credit card in your name, or should you get a business credit card? Other than the name, is there even a difference?

While you can technically use one of your personal cards to help finance your business, it’s generally a better idea to get a business credit card like the CitiBusiness credit card. Let’s explore why that’s the case. read more..

In some cases a business credit card may be a dream come true, but at other times it could be an added expense when compared to regular credit card options.

So how does someone tell if they need a specialised business credit card, or simply a card upgrade to help with business needs?

As with many credit card offers, it comes down to preference in the end, but looking at the best and worst of each for businesses will help make a decision easier. read more..

If you run a small business perhaps you’ve considered getting a business credit card. But when you can just use cash or cheques or a debit card, is a business credit card really worth the expense?

Let’s take a look at some of the ways business credit cards like the CitiBusiness credit card might cost you money, and whether or not these costs are worth it for your business. read more..

People who regularly use a credit card for business purposes may be able to get a better deal with a business credit card option. These kinds of credit cards are designed specifically for business expenses and can provide even more flexibility than a regular credit card.

But like any credit card choice, there are some considerations that should be made before signing up for a business credit card. read more..