Since credit unions don’t need to feed the appetites of profit hungry shareholders they can focus on offering better value products and making sure members benefit directly from lower costs.

As not-for-profit organisations that are run for members by members, credit unions are not in the business of trying to make profit from their customers so it should stand to reason that straightforward well priced credit cards are the norm. read more..

ANZ has a good reputation for innovation, and in 2011 they won a Canstar Innovation Excellence Award for their ANZ goMoney iPhone app that allows customers to transfer funds using only the recipient’s mobile phone number.

Their reputation for innovation also extends to their credit cards and they were among the first in Australia to add prepaid credit cards to their portfolio. read more..

Back in 2009 Citibank was named best online bank in Australia according to the customer satisfaction awards ratings agency Canstar Cannex.

By now a few of the other bank have caught up, but the Citibank website still offers a stress free experience for customers and potential customers looking for information about their products and services. read more..

NAB been at the forefront of customer-focused banking in recent years and has won a number of awards for slashing bank fees and introducing free email and SMS alerts for bills.

Last year the bank won a Canstar Innovation Excellence Award for stepping away from the usual bank practice of allocating credit card repayments to the balances attracting the lowest interest first.

By allocating repayments to the debt that attracts the highest interest instead they are enabling customers to pay off their most expensive debt first. read more..

While banks in general aren’t doing as well as they could for customer satisfaction, St George is showing the others how it’s done, coming top in recent Roy Morgan research.

So you know if you pick from the St George portfolio of credit cards you are going to be pretty happy with the service that comes with it.

And they’ve also got it covered when it comes to choice; read more..