NAB been at the forefront of customer-focused banking in recent years and has won a number of awards for slashing bank fees and introducing free email and SMS alerts for bills.

Last year the bank won a Canstar Innovation Excellence Award for stepping away from the usual bank practice of allocating credit card repayments to the balances attracting the lowest interest first.

By allocating repayments to the debt that attracts the highest interest instead they are enabling customers to pay off their most expensive debt first. read more..

The National Australia Bank (NAB) has announced another element in its ongoing series of bank reforms, with a measure expected to save the average cardholder $170 each year.

Beginning January, NAB will automatically allocate monthly repayments made on credit card accounts to the most expensive, highest-interest accruing component of the card. For most credit cards, this is likely to be cash advances and balance transfers. This new reform could be the difference between an 18% p.a. interest rate and a 22% rate. read more..

Credit card holders rejoiced as National Australia Bank implemented changes to their contract terms and conditions and urged lawmakers to reform applicable laws protecting customers and the banks offering the greatest value to them. read more..

Low interest rates. Low annual fees. No bells and whistles you don’t really need. What would you do for a credit card like that — one that meets all of your needs with terms that don’t manage to give you a headache?

If you’d like simplicity and fair fees with your next credit card, the NAB Low Rate Visa might be the card for you. While the card does have a high interest rate for cash advances (like most credit cards do), the terms that apply most often to most users (purchase rates) are very low. If you mostly use your credit card for convenience rather than trying to earn rewards, this credit card could be a good fit. read more..

One gold card is nice, but three is better — or at least that’s what NAB seems to think. When you get approved for an NAB Qantas Gold credit card, you don’t just get one card, you get three! Each credit card offers different levels of rewards points, so you can tailor your spending to earn as many points as possible depending on which credit cards are accepted where you shop.

Read below to learn more about the NAB Qantas Gold credit cards and how you can use three major credit cards to maximise your rewards. read more..