Your credit card may make payments convenient online, over the phone, or at your favourite retailer, but what about using that credit line when you need cash? Maybe you’re travelling, and you want to purchase some local trinkets for friends and family back home from a small cash-only shop. Perhaps a store’s credit card machine goes down, forcing them to only accept cash for a short period. Maybe you want to use that balance to give cash gifts around the holidays, or you want to give the kids cash to spend while on a family trip. No fear–you can use your credit card at an ATM to receive cash, just as you would use a debit card. But is it a good idea? read more..