As a small business owner we’re sure you know the benefits of accepting credit card payments from your customers. It can lead to them spending more for example. But sometimes traditional means of accepting credit card payments are costly or poorly suited to your type of business (such as handling face-to-face sales when you’re at a client’s location).

You might also be familiar with Paypal as a service that allows you to accept credit card payments online, but not in person. That will soon change with the launch of Paypal Here. read more..

You may have heard that credit cards are better than cash because they can help you protect your purchases. That’s very true. What people usually mean by that is that your credit card company will offer protection against fraudulent purchases made using your credit card. But did you know that your credit card might also protect you against purchase-related problems of your own on a day-to-day basis?

Some credit cards (usually rewards cards) offer something called purchase protection insurance — sometimes known as purchase cover. Let’s look at what purchase protection means, what it covers, and how you can take advantage of that perk if your credit card offers it. read more..

You know that there are a variety of benefits of using credit cards, from extra spending power to security and fraud protection. But there’s another aspect of credit cards that benefits a couple of specific consumer groups — the ability of credit cards to help you build a credit history.

Let’s talk about how credit cards can help you build a credit history (which you can check when you review your credit file), why it matters, and what consumer groups really stand to benefit most from this. read more..