If you’re dealing with debt, does it make sense to keep your credit card accounts open? Or should you cut back? Is it okay to apply for a new credit card while you tackle that debt? While there are no easy answers to those questions as they depend on your circumstances, there are a few things to consider when making up your mind.

Here are three factors to think about when deciding if you should keep or get a credit card while you deal with other debt. read more..

If you’re currently in credit card debt, wouldn’t it be nice to get on the path now towards a debt-free future? Even if you can’t afford to pay off all of your current debt at once, there are little steps you can take today that can help you live a debt-free life down the road.

Let’s explore five things you can do to get out of debt and build a future for yourself that doesn’t include an over-reliance on credit. read more..

Do you feel like you’re in over your head with credit card debt? Are you worried that your debt will spiral out of control if you don’t make changes soon? Stopping the patterns that led to credit card debt in the first place aren’t always easy, but that doesn’t mean you don’t have options. Let’s talk about some basic things you might be able to do to put your credit card debt on ice while you pay down your balances.

Let’s take a look at five things that might be able to help some consumers stop spiralling into deeper credit card debt. read more..

It’s one thing to deal with a mountain of credit card debt. But what happens when your debt comes from a variety of sources? Which debts are most important? Which ones should you try to pay off first? Your credit cards or your car loan, for example?

While there are no hard and fast rules that apply to everyone, here are some things to think about. read more..

Do you sometimes feel like you’re so deep in credit card debt that it would be almost pointless to even try to get out — that the problem is just too big? Feeling overwhelmed by debt can make it more difficult to start tackling the issue and paying it down. Do you even know how deep your credit card debt is, or is it a problem you’ve ignored for too long?

Let’s talk about how you can make even the biggest debt accumulation more manageable. read more..