One of the things that banks are very aware of within their client community is the fear of unauthorised transactions and identity theft. In order to combat this, most banks are looking to high technology methods to make their credit cards completely secure.

Citibank have prepared a whole package of information for customers to protect themselves, as well as providing the latest technology for microchips within their cards. This international financial giant has a 24-hour service desk and an online website which deals with all types of customer questions and answers. read more..

Some consumers are overly paranoid about credit card fraud. By all means, it’s a real concern and one that all cardholders should take seriously. But I’m talking about the ones who refuse to ever make a purchase online because they assume that means someone can get their credit card information (or having similar habits). read more..

Online thieves steal $115 billion each year. They snitch information from Internet banking and social networking sites, utilising whatever means it takes to obtain the data they seek. If that means exploiting the Haiti earthquake victims, then that’s what they do.

Here are the four most popular methods of stealing online personal data.
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Are a cautious consumer? Do you protect your credit card information carefully? If not, you might someday find yourself the victim of a credit card scam. Today let’s talk about the types of credit card scams that target you — the cardholder.

Here are three common credit card scams that can lead to identity theft or fraud and tips on protecting yourself (and your credit cards):
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If your credit card offers a personal identification number (PIN), it’s for your protection. While signatures can be forged, having a PIN attached to a credit card means someone needs to know your “secret code” in order to use it for certain kinds of purchases. Do you protect your PIN?

There are certain situations where it’s a good idea to change your PIN. How often do you do it? For most people the answer is probably “not enough.” Here are three scenarios where you should definitely change your credit card’s PIN:
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