If your credit card offers a personal identification number (PIN), it’s for your protection. While signatures can be forged, having a PIN attached to a credit card means someone needs to know your “secret code” in order to use it for certain kinds of purchases. Do you protect your PIN?

There are certain situations where it’s a good idea to change your PIN. How often do you do it? For most people the answer is probably “not enough.” Here are three scenarios where you should definitely change your credit card’s PIN:
read more..

Perhaps driven by the tough economy, payment fraud jumped almost 30% in the first six months of 2009, with most of the increase occurring online.

Figures recently released by the Australian Payments Clearing Association (APCA) show that fraud, in the use of credit and debit cards and cheques, rose from seven cents per thousand dollars to nine cents. Most of that jump occurred in payment scenarios where the credit card was not present, such as telephone purchases or those made online, which saw the largest percentage gain of all. read more..

You might not really worry too much about credit card security. After all, that’s what all of the security features from your credit card company are for, right? They’re there to protect you from fraudulent charges. It’s also why companies provide secure online ordering. They take on a lot of the responsibility. You shouldn’t rely on them too much though. After all, credit card security really starts with you!

There is little your credit card company can do if you choose to act recklessly with your credit card information. But what is “reckless” credit card behaviour? Here are some examples: read more..

The whole business of personal security has been undermined by the introduction of cards to identify people’s details.  It seems that as soon as a new system is introduced, the thieves are working on a method of breaking into that system.

Here are a few pointers to help keep credit card use safe and secure: read more..

In a blistering ruling delivered last Friday, the Victoria Supreme Court upheld AuDA’s termination of Bottle Domains’ registrar agreement, withdrawing its license to sell domain names and trade as a domain name registrar, for its lack of sufficient warning to customers whose credit card information was hacked from their system. read more..