Do you use credit cards frequently when you shop for the convenience or rewards? Are you also a bargain hunter? If so, using your credit card might not be the best idea. While your credit card can make it convenient for you to make a purchase when you spot an unbeatable deal, it can also counteract any savings you expect.

Here are three ways credit cards can sometimes turn great prices into bad deals. read more..

Choosing a credit card involves making a lot of different decisions. Rewards or no-frills? What annual fee are you willing to pay? What’s the highest interest rate you’re willing to accept? Is a regular rewards programme okay or do you need a frequent flyer programme? You make all of these choices and more when you compare credit cards.

Sometimes these choices can get confusing. Some offers seem more similar on the surface than they really are. Others hide important information in the fine print, and you don’t see it until you’ve already been approved. And sometimes we just choose the wrong credit cards. read more..

Sometimes credit card mistakes are difficult or time-consuming to fix, like getting out of the credit card debt you might have already run up. But other mistakes can be fixed fairly easily. One such credit card mistake is not reviewing your credit card statement regularly. The fix? Just pay more attention to it when it arrives each month. But let’s take a look at why neglecting those statements is such a problem so you don’t fall into the trap and suffer serious consequences.

Here are several reasons you really need to check your credit card statements on a regular basis: read more..