Some credit card companies try to suck you in with low introductory interest rates, only to raise them significantly after the introductory period expires. Not the Aussie credit card. The Aussie MasterCard gives you low introductory rates on both balance transfers and purchases when you’re approved. After the special rates expire, rates do increase, but by less than 2% for purchases. Even after the introductory period, you’ll continue to enjoy low interest on your Aussie MasterCard. read more..

Smart consumers always try to get the most out of their credit cards. For you, that may mean finding a card with an attractive rewards programme, like the Citibank Gold credit card. When you take advantage of rewards cards, you’ll earn points for every dollar spent. It doesn’t matter if you charge a large purchase or everyday expenses (or both) — when you make purchases on your card, you get something in return. With the Citibank Gold card, you not only have a lot of freedom in choosing your rewards, but you’ll receive a nice rewards point bonus to kick off your card spending. read more..

What’s the most attractive feature to look for when choosing a credit card? If you’re like many people, interest rates are probably a top consideration. Little, if anything, beats a low interest rate. That’s exactly what you’ll get if you choose the BankWest Lite credit card, which advertises itself as having the lowest MasterCard purchase rate in Australia – less than 10% on purchases! read more..

A lot of consumers who choose to use rewards cards opt for frequent flyer cards. By using their credit cards for everything from large ticket items to everyday purchases, cardholders rack up rewards points in the form of frequent flyer points. Those points are then redeemed for free or discounted flights, seat upgrades, or other airline perks. Sound enticing? If so, you may want to consider one of the three Qantas American Express credit cards available. read more..

Choosing a credit card can be a difficult process for anyone, but especially when it comes to choosing your first credit card. You’re presented with a lot of choices, including options you may not need. Things like rewards programmes can be appealing, but are they necessary? What if you only want a basic credit card that you can use for everyday purchases, without all of the bells and whistles? The ANZ First Visa card might be for you.

With no annual fee for your first year and interest free days, the ANZ First Visa could prove to be a money-saving option for first-time credit card users. ANZ even offers perks to protect you when you use your credit card to make purchases, letting you get used to using your first credit card without worrying about things like credit card fraud. read more..