Every month we help you sort through new and changing credit card offers that come onto the market. We also pull out some of the best offers around and highlight them on our homepage so you can always find them quickly and easily. Here on our blog, we like to highlight the absolute best of the best each month. It’s that time again.

If you’re interested in applying for a new credit card, here are our top picks for February. read more..

Most rewards credit cards operate with traditional rewards programmes. You earn points that you can later redeem for things like merchandise, gift cards, or travel rewards. But other rewards cards work on a savings or rebate basis. Two common examples are cash back credit cards and specialty savings cards (like fuel savings cards or credit cards that let you save when you shop with specific retailers).

Which of these is better? While that can largely depend on the individual credit cards being compared, there are some basic differences to consider. Let’s explore the difference between these two types of rewards cards and the benefits of each option. read more..

Continuing to pick through the jargon minefield in the world of credit cards, here are a few more key terms explained read more..

It’s so easy to apply for credit cards these days. Fill out a quick online application and you can get a response in a minute or less in some cases. It’s understandable that some consumers might feel tempted to “over-apply” for these cards.

After all, why wait around and carefully compare offers if you can just apply for several at a time and take what you get? Or if you get denied for one card, why shouldn’t you immediately fill out another one of those convenient credit card applications online to try your luck again? Actually, there are several reasons. read more..

Looking for ways to save money so you can focus on getting out of credit card debt? Trying to figure out what retailers you should and shouldn’t trust with your credit card information online? Whether you’re looking for advice on where to buy or just a great deal, social media may be your answer to becoming a smarter consumer.

Here are things that make social media sites indispensable tools for today’s consumers. read more..