Introductory credit card offers are a good thing, right? After all, they give you deeper discounts or more perks than “normal” credit card offers. But hold on. Before you get too excited about an introductory offer and let it entice you to apply for a new credit card, let’s look at the other side of the issue. Sometimes introductory credit card offers are not the best option for you. Here are a few examples of when that might be true, and why. read more..

When it comes to your credit cards, do you really care what they look like? After all, what’s in a credit card design? Isn’t the important thing the credit card terms and making sure you have the convenience and spending power you need?

While worrying about credit card designs might seem silly to some consumers, to others it really does make a difference. So today let’s take a look at a few common credit card design options, and what your credit card’s look can say about you. read more..

There’s a hidden reason why banks warn credit card holders to guard their personal identification numbers (PINs) carefully. If a credit card is stolen and used with an unauthorised signature, the bank is responsible for the loss. But if it’s used without authorisation and the charges are made with a PIN number, then under certain circumstances, the cardholder may be held responsible. read more..

If you have bad credit, it’s probably going to be difficult for you to get a new credit card. “Difficult” doesn’t mean it’s impossible though, and there’s a difference between imperfect credit and having a really bad credit history. If you’re in the former group, you have more options. read more..

You want to make a large purchase. You want to finance it on your credit card. However, you’re concerned about the manufacturer’s warranty. Will it be long enough to cover any potential problems?

You don’t have to rely on that manufacturer’s warranty. Your credit card might extend it for you if you make the purchase with the right card. Let’s take a look today at credit card extended warranties, how they work, and which credit cards offer them. read more..