Are you unhappy with one of your credit cards? If so, it might not necessarily be a problem with the card itself, but instead that the card no longer fits your lifestyle. And when that happens, it’s a good time to consider applying for a new credit card.

Here are the two basic ways your credit cards should fit your lifestyle if you plan to keep them. read more..

When comparing credit card offers or other financing options, you’ve probably seen terms like “variable APR” and “fixed APR.” You know that your APR is your annual percentage rate — the interest rate you’re charged over the course of the year against money you borrow.

But what’s the difference between the two, and which is better for you as a consumer? read more..

Whether you use a single credit card or several of them, there’s no doubt they can be occasionally time consuming. You might have to remember the available balance on each card so you can pick the right one for each transaction. You have to wait on hold before paying a bill with a credit or debit card over the phone. Or maybe you feel like you spend too much time going over your statements every month.

If you’d like to make credit card use a little more efficient, consider these three ideas: read more..

If you still haven’t finished your holiday shopping, you’re probably rushing to take care of last minute gifts. You’re far from alone. But in that rush to get things finished, you may overlook some things related to credit card transactions.

Here are three tips for those last minute shoppers who plan to use their credit cards for any of their further holiday shopping. read more..

There are a lot of mistakes you might make as a consumer when it comes to using credit cards. But one of the biggest credit card mistakes can happen even before you apply for a card — not shopping around for the best deal. A credit card is a financial tool you’ll likely have for years to come, which makes shopping around for the right credit card even more important than shopping around for most things you’ll purchase with it.

Here are three important terms or features you should consider when shopping around for the best credit card deal. read more..