What if you like the convenience credit cards offer but you don’t want the risk of debt tied to having a credit line? Do you have options? You do! Two of those options are debit cards, like the St. George Visa debit card, and prepaid credit cards.

On the surface, debit cards and prepaid credit cards can sound very similar. There is no line of credit extended to you (unless a debit card is tied to a bank line of credit which acts more like a typical credit card — for this article however we’re talking about traditional debit cards tied to your checking account). You’re limited by the actual funds tied to the card. While similar in that sense, there are some important differences you should keep in mind too. read more..

Let’s think globally today. You’ve probably heard about major economic crises all across the globe over the last several years. Much of that financial turmoil was a result, at least in part, of too much debt and irresponsible borrowing by everyone from country leaders to individual consumers. And some consumers let it be a lesson — one that took them away from credit cards and pushed them more to using debit cards.

With the benefits of debit cards, that shouldn’t be much of a surprise. With consumers and governments the world over paying more attention to debt, how long can credit cards really compete? read more..

We’ve talked about prepaid credit cards as a financial option while travelling. Today let’s take a look at prepaid credit cards as gift ideas for this holiday season. Do they make good holiday gifts in general? Are there any drawbacks to giving prepaid credit cards as opposed to cash? Do they make better gifts for some people than for others? read more..

Whether you’re already a banking customer of St. George or you’re thinking about switching banks and opening an account with them, you might be able to get a new St. George Visa debit card in the process. With a simplified monthly fee structure and special offers from Visa, find out why this debit card might be a great fit for your banking and shopping needs.

Find out more about the St. George Visa debit card below to find out if you could be getting a better deal. Look promising? Then click the link below to apply for a new account today. read more..

Are you thinking about switching banks or opening a new checking account? Would the debit card features tied to that account influence your decision at all? If so, it’s a good idea to compare debit cards along with other account information before setting up your new bank account. If you’re considering ANZ for your new account, you might be interested in ANZ’s Access Advantage with Visa Debit. read more..