Do you use a debit card instead of a credit card (or just more than your credit cards)? If so, do you do that in the hopes of saving some money — such as saving on annual fees by sticking solely to debit cards? While it’s true that debit cards can sometimes be cheaper than credit cards (depending on each card), that doesn’t mean your debit card is free.

Here are three examples of debit card fees (or fees related to your debit card) that you should be aware of. read more..

Nobody likes credit card fees — no cardholder at least. And even though they’re written out in the fine print of your terms and conditions, as it turns out most credit card fees are really optional. Yes. That’s right. Whether or not you pay most credit card fees is entirely up to you!

Let’s take a look at five common credit card fees and how you can avoid them if you really want to. read more..