There are some important benefits to using credit cards when you travel overseas. For example, they can let you earn rewards on large expenses (like booking your transportation or hotel room). They can also offer greater security than cash and other payment options.

That said, credit cards also can cost more than you think if you use them overseas. To make sure you’re not surprised by the cost of using your cards when you travel, let’s look at some of the most common fees you might come across and how you can save some money. read more..

Do you plan on using your credit cards for holiday shopping this year? If so, how much of your total holiday budget will you (or should you) put on your credit cards? To help you figure out how much you want to charge this year, let’s look at two important considerations.

There’s no set dollar amount or percentage of your holiday spending that you should put on your credit cards. That will vary from person to person. But when deciding how much is right for you, consider the way you plan to use those cards. read more..

Maybe you’ve decided to set some New Year’s resolutions related to your credit cards. For example, you might decide to initiate a balance transfer to a lower interest card or pay off credit card debt. Don’t stop there. You can make other financial resolutions that can help you with credit card management and repayment even if the goals aren’t directly related to credit cards.

Let’s look at three financial New Year’s resolutions that aren’t really related to credit cards but that can still impact how you use and pay off those credit cards. read more..