As the average credit card transaction gets smaller and more people are using their credit cards for everyday items, if you still rely on your card for big ticket purchases then a no frills low interest card might just be for you.

Here’s a look at the small print of a couple of our current front runners. read more..

Are you tired of paying too much interest on your credit cards? Have you spent years with your current credit card company as a loyal customer who pays their bill on time each month? And are you tired of seeing new credit card offers come out with much lower purchase rates even when other perks and terms are relatively the same? Then it might be time to get a lower interest rate for yourself as well.

There are three primary ways you can get lower credit card interest rates. Here’s how you might be able to make them work for you. read more..

You know that interest rates are important when you compare credit cards. Purchase interest rates are likely one of the first features you look at when reviewing a credit card offer. We all know lower is better from the consumer perspective. But how low does an interest rate really have to go in order to make the credit card offer a good deal? In other words, how much credit card interest is too much to make us want to apply for credit cards?

There’s no magic number when it comes to credit card interest rates. Sometimes comparable offers will have very similar rates, leaving you with very little choice in the matter. But other times rates vary drastically. One card might have a very low introductory offer for example. Or two otherwise similar cards might have purchase rates with a difference of several percentage points. Here are some tips to help you determine what interest rate would be acceptable in your situation. read more..

When comparing credit cards, a low interest rate is always appealing. But does a low purchase rate mean you’re getting a great deal? Not always. That’s why it’s important to look deeper at any credit card offer you’re considering.

Let’s talk about why low interest credit cards aren’t necessarily the best deals around just because they have a low purchase rate, and what other things you should look at before choosing a new credit card. read more..

You’ve decided that low interest rate credit cards are the right option for you, and now it’s time to compare individual credit card offers. We can make that credit card comparison process easier for you here at CreditCardOffers.com.au to help you find your perfect low interest credit card today.

If you’re ready to get started, visit our low interest rate credit cards page. We’ve broken down the credit card comparisons into a simple three-step system. read more..