If you’re tired of paying high annual fees, why not trade in those old cards for better no annual fee offers? Some offer no annual fee for your first year while others never charge an annual fee. And it isn’t just credit cards that offer no annual fee lending.

Here are a few no annual fee borrowing opportunities currently on the market. Check them out and see if anything suits you. read more..

One of the most important features of a credit card is its annual fee. When you find two cards with similar perks and interest rates but different annual fees, it’s a no-brainer. It makes sense to go with the lowest fee possible. But what if you only find one credit card that really offers the perks or rewards you want? How do you evaluate the annual fee in that situation?

To help you figure out what a reasonable annual fee is, let’s start by taking a look at what those fees cover. read more..

Along with purchase interest rates, annual fees are probably one of the most popular features people consider when comparing credit cards. That’s because all credit cards either have an annual fee (meaning there is a similar point of comparison) or they use “no annual fee” as a marketing tactic to set a card apart.

The fact that it’s an easy comparison point isn’t a good enough reason to consider annual fees though. After all, those fees may be worth it with one card that offers a lot of perks and a rewards programme and completely not worthwhile with another credit card. But even though annual fees don’t really lend themselves to simple direct comparisons, there are still several reasons these fees are important. Let’s take a look at three reasons you should take a serious look at a credit card’s annual fee before applying for it. read more..

Have you been looking into applying for no annual fee credit cards? Do they appeal to you because the credit card offers make them sound like much more affordable options than other types of credit cards? I mean, after all, how can you beat a no annual fee credit card when others are charging anywhere from $50 to several hundred dollars per month? read more..

One of the most common comparison points when choosing a new credit card is each card’s annual fee. These can range from $0 to several hundred dollars. If you’ve ever wondered why credit card companies charge annual fees or why they can vary so greatly, this post is for you. We’ll explore some credit card annual fee basics to try to help you better understand them.
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