Nothing says valued customer like being approved for a platinum credit card by your bank.

But let’s take a closer look at one of the typical top-rated platinum credit cards to see what you get other than the thrill of paying for your next posh meal with a glossy new card.

The ANZ Platinum Visa Credit Card is currently offering new customers 0% on purchases and balance transfers for six months if you apply by 13^th March 2012. read more..

Do you have a rewards credit card? If so, do you get all of the perks and rewards coming to you? Many consumers don’t. If you feel like you’re not getting as much out of your rewards card as you should be, there are some things you can do to change that in the future.

Here are three things you should do to make sure you always get the rewards and perks available to you from your credit card company. read more..

It’s no surprise that rewards credit cards, like the St. George Amplify credit card, are appealing to many consumers. After all, you essentially get something back just for spending money you planned to spend anyway. Or at least that’s how it’s supposed to work. In reality, rewards cards aren’t always the best option around.

Sometimes you’re better off going with a simple, no frills credit card over a rewards card. Let’s look at some of the benefits of these no frills options so you can make the best choice for your next credit card. read more..

When you apply for a rewards credit card like the Earth Platinum credit card it’s easy to focus only on the rewards points. If you do though, you’re missing out on some of the best parts of having a rewards card and you aren’t getting the most out of the deal.

If you really want to get the most out of a rewards credit card, you need to take a two-sided approach that focuses on both the rewards programme and the other credit card perks you’re paying for (whether you use them or not). Let’s take a look at how you can do that. read more..

Rewards credit cards are often appealing options for consumers, and that’s no surprise. You have a chance to earn rewards points and redeem them for anything from cash back to frequent flyer points. You get something back for spending the money you would spend anyway. But that doesn’t mean rewards cards are always a good idea.

Rewards credit cards also frequently come with a higher cost — sometimes higher interest, sometimes a higher general annual fee, or sometimes a rewards programme annual fee on top of the card’s own annual fee. In many cases you can more than make up for those costs by earning and redeeming rewards points (and being careful not to carry a balance that accumulates interest). In other cases a rewards card just won’t make sense for you. read more..