If you’ve decided that you’re ready for a student credit card, then you’re on your way to taking on a great deal on responsibility. You know what to do when you have that responsibility — spend responsibly, pay your bills on time, and preferably pay your balance in full every month. How can you actually get your first credit card though?
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You’re a student at university. You have a good part-time job. You have a solid (albeit short) banking history. You decide that it’s time to get a credit card. Are you really ready?

Students don’t always fully understand the potential repercussions of misusing credit cards and building a lot of credit card debt at a young age. Before rushing out to apply for your first credit card, ask yourself the following questions to get a better feel for whether or not a credit card is really right for you. read more..

If you’re a student, you may be considering applying for a student credit card. After all, they can feel like a sort of rite of passage on your way to financial independence. But are student credit cards really a good idea, or might they get you into more trouble than they’re worth?

What are Student Credit Cards?

Student credit cards are cards offering special perks or requirements for students (generally university students over the age of 18). You’ll not only have to prove that you have an income source and / or savings, but you’ll also have to show that you’re enrolled in school when you apply. read more..