Credit Card articles

The last few years have seen credit card rewards programs slammed for a lack of value for money, leaving many of us wondering if they are worth it.

As a result, credit card issuers and other companies have spent more time looking at what makes these programs appealing and come up with some very interesting solutions. read more >

Credit cards are convenient, but getting value from your plastic comes down to how you use them.

Where your focus and priorities lie can influence everything from your annual fee to your balance, which is why choosing the “right” credit card is such an emphasised point.

So where exactly do rewards and repayments fit? read more >

Do you use a frequent flyer credit card, or are you planning to apply for one? If so, do you really think it’s the best way to save money? While they might be for some people, other consumers could save more in other ways (and still enjoy their travelling). Which type are you? read more >

If you’re in the market for a new frequent flyer credit card, you should check out the Earth Platinum Plus card from Westpac. Not only can you earn Qantas frequent flyer points, but you’ll get a special low interest rate on some of your travel expenses. read more >

Are you looking for a new card that offers platinum spending power tied to a great frequent flyer programme? If so, NAB’s Qantas Platinum card might be what you’re looking for. It offers two cards to let you maximise frequent flyer points along with all of the perks you would expect from a platinum card.

Learn more about the NAB Qantas Platinum credit card below to find out if it’s the best frequent flyer card for your needs. read more >

One big reason you might choose to use a credit card instead of a debit card is the fact that you can earn perks and rewards with some credit cards. But can you ever earn similar perks and rewards with debit cards?

As it turns out, some debit cards do offer rewards and perks similar to those offered by rewards cards and elite credit cards. Let’s look at some examples. read more >

When you want a credit card with platinum spending power, they often come with relatively high fees to help pay for all of the perks (and sometimes a rewards programme). But sometimes you can find a great no frills platinum credit card offer, like the platinum card from St. George. They give you the platinum credit limit, but cut back on some of the perks so you can save money up front with lower fees.

You can find out more about the St. George Platinum credit card below. If its current terms sound good to you, consider applying online using the link provided. read more >

Do you prefer using frequent flyer credit cards so you can save money on flights when you travel? If so, earning points for purchases is great. But bonus points can be even better because they give you a head start towards earning your actual rewards.

If you’re in the market for a new frequent flyer card, consider looking for one that offers these bonus points so you can get even more out of the offer. Here are five examples currently available. read more >

When you get a rewards credit card, you likely do so in anticipation of earning rewards like cash back, frequent flyer points, or gift cards. And to maximise those rewards, you might think it’s best to use your credit card for everything. After all, you can always pay down charges after you’ve used your card. Not all types of credit card charges actually earn you rewards though. Let’s explore that a bit further. read more >

Are you in the market for a credit card that offers platinum spending power but also the ability to save money? Then you’ll love the 55 Day Platinum card from Westpac. This simple elite credit card lets new cardholders save on both fees and interest, and includes an opportunity for frequent card users to eliminate their annual fees altogether! read more >