Are you brand new to credit cards and trying to learn more about them before applying for your first card? If so, you’re going to come across a lot of terms that might be unfamiliar to you. But they’re important if you want to understand credit card offers and your responsibilities once you have a card.

To get you started, we’ve put together a simple credit card glossary for credit card beginners and those looking for a simple refresher. Here are some of the most important credit card terms you need to know. read more..

You might feel tempted to apply for a credit card as soon as you come across an offer that sounds great — maybe even too good to be true. But applying for a credit card on a whim like that is always a bad idea. You should take the time to compare credit cards first, using credit card comparison websites or shopping around in other ways.

Deep down you already know this, because the same applies to any big purchase or financial decision. But you might not immediately realise the reasons why. Let’s take a look at them. read more..