If you run a small business, you have multiple financing options available to you — from business credit cards to vendor lines of credit. Business rewards cards, like the CitiBusiness credit card, have an obvious appeal. You get something back when you spend money growing your business — money you plan to spend anyway.

Does that mean business rewards cards are always a good idea for business owners like you? Of course not. To help you figure out whether or not you really need a rewards card for your business, let’s take a look at both sides of the issue. read more..

When you start a new business you might need access to credit right away, or you might not. Even if you don’t need a business loan or credit card immediately, you might want that financing later in order to grow or pay for regular expenses more conveniently.

How can you build a credit history for your business when you’re just starting out so you can secure larger financing later though? Here are a few ways you might start building business credit so you can secure better financing when your business is ready to grow. read more..

Let’s say you own a small business. You need financing or more convenience when it comes to business spending. You decide to get a credit card. Is it okay to use a personal credit card in your name, or should you get a business credit card? Other than the name, is there even a difference?

While you can technically use one of your personal cards to help finance your business, it’s generally a better idea to get a business credit card like the CitiBusiness credit card. Let’s explore why that’s the case. read more..

If you have one or more business credit cards for your company, chances are good that at least one of your cards offers business-oriented perks and rewards. But what sets these business rewards cards apart from personal rewards credit cards? On some levels, they really aren’t very different. You can get some of the same rewards and you’ll likely earn points at a similar rate. Other perks are practically tailor-made for your business.

Let’s take a look at some perks and rewards for business cardholders that fall into both of those groups and give you a little something extra to love about your business credit cards. read more..

If you own a small business or are planning to launch one, what kind of financial tools will you use? Will you get a business credit card like the CitiBusiness credit card or would a charge card be a better fit for your needs? To make that decision it’s important that you know the difference between credit cards and charge cards and the benefits and drawbacks of each. read more..