Are you struggling with credit card debt and wondering how long it will take you to finally become debt-free? If so, you have a handy tool at your fingertips every month that you might not even realize. read more..

Do you wish you could get out of credit card debt? Are you already pursuing a debt reduction plan? If you fall into either of those two groups, you might assume that getting out of debt means you have to completely stop using your credit cards.

Is that true? Is dropping the credit card habit the only way to get (and stay) out of debt? Here are some things to consider. read more..

Are you in over your head with credit card debt spread across multiple credit card accounts? If so, debt consolidation might be a good option for you. That’s when you use a single line of credit (like a loan or balance transfer credit card) to pay off your current accounts. Then you have a single larger debt, or at least fewer debts. Ideally, debt consolidation leads to better repayment terms, such as lower interest rates. read more..

Do you feel like you’re in over your head with credit card debt? Are you worried that your debt will spiral out of control if you don’t make changes soon? Stopping the patterns that led to credit card debt in the first place aren’t always easy, but that doesn’t mean you don’t have options. Let’s talk about some basic things you might be able to do to put your credit card debt on ice while you pay down your balances.

Let’s take a look at five things that might be able to help some consumers stop spiralling into deeper credit card debt. read more..

It’s one thing to deal with a mountain of credit card debt. But what happens when your debt comes from a variety of sources? Which debts are most important? Which ones should you try to pay off first? Your credit cards or your car loan, for example?

While there are no hard and fast rules that apply to everyone, here are some things to think about. read more..