Whether you’re a new credit card user or you’re simply trying to improve your general spending habits, there are some things you can do to take advantage of your cards without going into credit card debt. Let’s look at a few basic credit card spending tips you should keep in mind when using credit cards for purchases. read more..

Even if you’re already in a great position financially, there might come a time when you want a new credit card (such as to replace an older card that no longer meets your needs). And with great credit and a good steady income, the doors can be wide open. You can get approved for almost any credit card you want. read more..

Whether you have just one credit card or several of them, you have a specific credit limit at your disposal. But how much of that credit limit should you actually use? If someone felt you were creditworthy enough for a certain limit, that means you can afford to spend that much, right? Not quite.

Let’s explore the difference between what you can spend using your credit cards and the most you should actually charge. read more..

Are you thinking about applying for a new credit card, specifically to use it to finance a large purchase? For example, maybe you’re considering a new card to buy appliances and you want to pay them off for a few months or even a year.

If you plan to carry a balance month-to-month, there’s nothing better than a low interest credit card. They let you minimise how much extra you’ll pay for the privilege of being able to pay over time. And if you’re in the market for one, we have some of the best currently available right here!

Here are five great credit card offers for financing large purchases that are currently on the market, and why we love them. read more..

You’re probably familiar with traditional credit cards. They’re the ones that have a bank’s or major credit card company’s name on them (like HSBC or American Express). But you might have also come across private label credit cards offered by one of your favourite stores. Not sure what we’re talking about? Don’t worry. We can help you sort it out.

Let’s take a look at what private label credit cards actually are and whether or not it’s a good idea to apply for them. read more..