Do you use a debit card instead of a credit card (or just more than your credit cards)? If so, do you do that in the hopes of saving some money — such as saving on annual fees by sticking solely to debit cards? While it’s true that debit cards can sometimes be cheaper than credit cards (depending on each card), that doesn’t mean your debit card is free.

Here are three examples of debit card fees (or fees related to your debit card) that you should be aware of. read more..

The recent credit card reforms have highlighted just how much a credit card could really be costing us, with NAB one of the only banks to call for even more changes to give credit card customers a better deal.

To get a better idea of just how much additional fees can cost, here is a look at over limit fees and late payment structures that existing customers currently have to deal with. read more..

While carrying around a credit card can often be easier than cash, it can be expensive when people add a surcharge on top of the payment price.

While the Reserve Bank of Australia has said it is reconsidering the effectiveness of surcharges in some cases, there are still many times when you may end up paying more than the price tag when you swipe your card. read more..