Are you tired of paying too much interest on your credit cards? Have you spent years with your current credit card company as a loyal customer who pays their bill on time each month? And are you tired of seeing new credit card offers come out with much lower purchase rates even when other perks and terms are relatively the same? Then it might be time to get a lower interest rate for yourself as well.

There are three primary ways you can get lower credit card interest rates. Here’s how you might be able to make them work for you. read more..