Do your current credit cards really give you all of the perks and spending power you’re looking for? If not, you might want to consider applying for a new platinum credit card. These cards generally feature higher credit limits, better rewards programmes (if it’s a rewards card), and better perks than other cards.

If you think a new platinum credit card might be the right choice for you, check out these five offers. They’re our top pick platinum credit cards out of offers currently on the market. read more..

When comparing credit cards you’ve probably seen elite cards advertised. These would be things like gold cards, platinum cards, or those with other specialty names like the Citi Select credit card. They’re appealing because they can be considered status symbols. But do you really need one?

To help you decide if a gold or platinum card is right for you, let’s look at some of the benefits and drawbacks. read more..