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Heritage classic credit card , no annual fee with a low interest rate special offer.

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Credit Cards > Heritage No Frill Classic Credit Card

Heritage No Frill Classic Credit Card

A great no annual fee credit card with one of the lowest interest rates around. No annual fee with generous credit limit up to $10,000 and the ability to personalise your card. This Heritage No Fee Classic credit card also has great offers as a Visa card through Visa Entertainment.

	Heritage Classic Credit Card Key Features:
	No annual fees, ever. No interest free days so perfect for people that tend to carry a balance. Special introductory rate on purchases, just 8.95% for 13 months. Low purchase rate, currently 11.80% p.a. Generous credit limits from $1,000 to $10,000 Access to Visa Entertainment offers Repayment options; Monthly repayments at 5% of balance or $30 (whichever is greater) Ability to personalise your card with your own photo.² Ability to access balance enquiries and cash advances at Heritage ATMs

Rates effective from 22 November 2010 and subject to change without notice. All rates are calculated on a per annum (p.a.) basis.

1. Minimum repayment based on percentage of outstanding balance and is 5% or $30 whichever is greater, plus overlimit or past due amounts
2. Image rules, terms and conditions and a fee apply
+Available on new No Frills Classic credit cards only. After 12 months the interest rate reverts to the standard rate. Offer ends 31 March 2011.
To approved applicants only. Fees, charges and conditions apply.

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	Reasonable efforts are made to maintain accurate information. However, information is presented without warranty. When you click on the "apply online" link you will have an opportunity to review the credit card terms and conditions on the credit card issuer's web site.
	The Heritage No Frill Classic Credit Card offers no annual fee and a competitive low purchase rate of 8.95% p.a. for the first 12 months.