Low Interest Rate Credit Cards

Citibank Clear Platinum Credit Card

• 0% p.a. on balance transfers for the first 7 months*
• Low 11.49%p.a. on purchases*
• $99 annual fee
• Access to Visa Concierge and a limited edition entertainment experiences through Visa Platinum Privileges
• Complimentary International Travel Insurance
  Please note a minimum income of $50,000 a year is required to apply for this card.

ANZ Low Rate MasterCard

• 0% p.a. on balance transfers for 6 months which reverts back to the low purchase rate.
  
• Low interest rate of 13.24% p.a. on purchases
  
• 21.49% p.a. on cash advances
  
• Up to 55 days interest free credit on purchases
  
• Annual fee of $58
  
• Up to three additonal cardholders for free

Suncorp Standard Visa Credit Card

• Low Interest rate of 12.24% p.a.*
• 1.9% p.a. balance transfer rate for up to 12 months
• Annual fee of $39
• No interest free days on purchases
• Cash advances at 17.99% p.a.

Aussie MasterCard

• 2.99% p.a on balance transfers for the 1st 6 months.
• 2.99% p.a. on purchases for the 1st 6 months.
• Reverts to a great low rate on purchases, now just 12.99% p.a.
• Low annual account fee of $49.

St.George Vertigo MasterCard

• Low purchase rate of 12.49% p.a.
• 2.99% balance transfer rate for up to 6 months
• Up to 55 days Interest Free on purchases
• Annual fee of $55
• Instant discounts and added extras with St.George

Westpac Low Rate MasterCard or Visa Card

• 1.99% p.a. on balance transfers for up to 9 months.
• Interest rate 13.24% pa for purchases
• 21.24% p.a for cash advances
• Annual fee of $45
• Up to 55 days interest-free on purchases
• Worldwide acceptance

ANZ Balance Credit Card

• 0% on balance transfers for up to 6 months
• Earn 1 Reward Point for every $1 you repay to your balance, includes any balances transferred, interest and fees
• Points are not capped
• Interest rate of 14.24% p.a. on purchases
• Annual Fee $79
• Up to 55 days interest free credit on purchases

Citibank Clear Credit Card

• 15.49%p.a. ongoing for purchases
• 0% p.a. on balance transfers for 6 months
• Account access anywhere, anytime via internet and phone
• Up to 55 days interest free on retail purchases
• $65 Annual card fee

Westpac 55 Day MasterCard or Visa Card

• 1.99% p.a. for up to 9 months on balance transfers
• 0% p.a. on purchases for the first 5 months from when your account is opened
• Annual fee: $30 (waived for the first year and ongoing when you make purchases of at least $10,000 pa.)
  
• Up to 55 days interest-free on purchases
• An interest rate of 19.34% p.a. on purchases