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Balance Transfer Credit Cards

Compare leading low interest rate credit cards including the ANZ low rate MasterCard, Bankwest breeze and Westpac low rate credit card.


Citibank Clear Platinum 0% exclusive low interest offer
Exclusive low interest rate credit card offer thanks to creditcard.com.au

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Credit Card Guide

 
Credit Cards > Low Interest Rate Credit Cards

Low Interest Rate Credit Cards

Low interest rate credit cards are best for people that do not pay their balance of each month. They typically focus on delivering low interest rates while providing little other benefits. This market has now evolved whereby great low rate cards can come with benefits previously restricted to premium credit cards. Below are a range of leading low interest credit card offers available for the Australian market.

Recommended Low Interest Rate Credit Card:

Citibank Clear Platinum Credit Card
  • Low ongoing interest rate of 11.99% p.a.
  • 2.9% p.a. for 12 months on balance transfers
  • Access to limited edition entertainment experiences through Visa Platinum Privileges and access to Visa Concierge that gets you anything at anytime.
  • Complimentary International Travel Insurance, Purchase Cover & Extended Warranty
  • Up to 55 days interest free
Citibank Clear Platinum Credit Card - Apply Online

     
St.George Bank Vertigo MasterCard Apply Now
More Info

St.George Vertigo MasterCard

  • A simple no frill credit card with a low purchase rate of 13.24% p.a.
    Balance transfer rate of 0.99% p.a. for the first 12 months
  • Up to 55 days Interest Free on purchases
  • Annual credit card fee of $55
  • Additional cardholders at no extra costs
  • 24/7 Falcon® Fraud monitoring
  • Shop online with MasterCard® SecureCodeTM

 

ANZ Platinum Credit Card Apply Now
More Info

ANZ Platinum

  • No annual fee first year.
  • 0% p.a. on purchases and balances transferred for the first 6 months
  • Overseas Travel and Medical Insurance at no additional cost
  • ANZ Car Rental Cover and Domestic Interstate Flight Inconvenience Insurance
  • Extended Warranty on major personal and household purchases with 90 day Purchase Security
  • Best Price Guarantee on personal goods purchased in Australia
  • ANZ Platinum Concierge 24/7
Westpac Low Rate MasterCard or Visa Card Apply Now
More Info

Westpac Low Rate MasterCard or Visa Card

  • 0% p.a. on purchases and balance transfers for the first 6 months
  • Interest rate 13.49% pa for purchases
  • 21.49% p.a for cash advances
  • Annual fee of $45
  • Up to 55 days interest-free on purchases
  • Worldwide acceptance

     
Bank of Queensland Low Rate Credit Card Apply Now
More Info

Bank of Queensland Low Rate Credit Card

  • 8.9% p.a. on Purchases for 12 Months and 2.9% p.a. on Balance Transfers for 6 Months
  • Low standard interest rate of 13.49% p.a. on purchases
  • Low Annual Fee of $55
  • Up to 44 days interest free days on purchases
  • Choice of Card Design
  • Access to Internet Banking and EasyPhone Banking
Citi Ready Credit Apply Now
More Info

Citibank Ready Credit

  • A low introductory offer of 2.9% p.a. on balance transfers for the first 15 months.
  • 0.9% p.a. on Balance Transfers for the first 6 months
  • Easy access to your funds via a Visa Debit Card, cheque or online.
  • Pay No Annual, Monthly, Cheque, Transaction or Cash Advance Fees
  • Establishment fee of $69
  • Cash available for home improvement, a new car, home theathre system or a much needed holiday.
ANZ Low Rate Credit Card Apply Now
More Info

ANZ Low Rate MasterCard

  • 0% p.a. on purchases and balances transferred for 3 months
  • Low ongoing rate of 13.24% p.a. on purchases
  • 21.49% p.a. on cash advances
  • Up to 55 days interest free credit on purchases
  • ANZ Falcon™ - provides around the clock monitoring for suspicious transactions.
  • Annual fee of $58
  • Up to three additonal cardholders for free

     
Aussie MasterCard Apply Now
More Info

Aussie Mastercard

  • 2.99% p.a on balance transfers for the 1st 12 months.1
  • 9.99% p.a. on purchases for the 1st 12 months. 2
  • Reverts to a great low rate on purchases, now just 13.29% p.a.
  • Low annual account fee of $49.
  • Up to 55 days interest free credit on purchases
Suncorp Standard Credit Card Apply Now
More Info

Suncorp Standard Visa Credit Card

  • Low Interest rate of 12.74% p.a.*
  • Half annual fee for life!
  • Additional cardholders benefit with no annual fee
  • No interest free days on purchases
  • Cash advances at 21.99% p.a.
 

Download our free low interest credit card guide

Credit Card Rewards Guide

PDF downloadLow interest rate credit cards definitely provide a lower rate on purchases and typically balance transfer's as well.

Credit Card Offers have put together this free guide on how to save money wih low interest credit cards:
Want to Save Money with a Low Interest Credit Card? Here's How!

This is available for free download from our site in PDF format. Please let us know what you think and best of luck with choosing your next low interest credit card.



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