Macquarie Bank Visa Platinum Credit Card

One card for points, rewards and acceptance. The Macquarie Bank Visa Platinum Card offers an unrivalled combination of points-earning potential, a Rewards Program centred on you and the worldwide acceptance of Visa.

	Key Features for the Macquarie Bank Visa Platinum:
	0% p.a. on Balance Transfers for 6 months Earn 1.25 Reward points for every dollar spent^, and you can redeem your points for flights anywhere, anytime Rewards - Access to a unique personalised Rewards program. Complimentary Overseas Travel Insurance Interest rate of 20.95% p.a. on purchases and 21.95% p.a. on cash advances Up to 55 interest free days on purchases Access to exclusive Founding Member events and offers Annual fee of $200 Up to 4 free additional cardholders Extended Warranty Insurance Purchase Security Insurance Online fraud protection

Terms and Conditions
Approval is subject to Macquarie Card Services credit criteria. Terms and Conditions apply and are available upon request. An annual fee currently $200 for the Primary Card applies. Other fees and charges may apply. Allow up to 10 working days to process your application. The standard variable interest rate is currently 21.95%pa for cash advances, which is subject to change and Macquarie Card Services credit criteria.

^ Up to $200,000 annually. Rewards are subject to the Macquarie Bank Rewards Program Terms and Conditions. Reward points are not earned on cash advances or balance transfers.

+ Rates are variable and subject to change.

∆ Overseas Travel Insurance, Interstate Flight Inconvenience Insurance, Transport Accident Insurance, Purchase Security Insurance and Extended Warranty Insurance are underwritten by ACE Insurance Limited (ABN 23 001 642 020, AFS Licence No. 239687) (ACE) and are subject to the terms, conditions and exclusions contained in the Macquarie Bank Platinum Credit Card policy of insurance between Macquarie Bank Limited (ABN 46 008 583 542) (MBL) and ACE. This brochure doesn't take into account your objectives, financial situation or needs. It is important for you to read Macquarie Credit Card Insurances Terms and Conditions available by calling 1300 150 300 and consider the appropriateness of that insurance in relation to your individual requirements.

× Unless there is provable evidence of Cardholder negligence, fraud or collusion. Excludes ATM cash disbursements.

* MyChoice Travel is operated by Pinpoint Travel Group Pty Ltd Lic No 2TA002974.

^^Macquarie Life Limited (Macquarie Life) ABN 56 003 963 773 AFSL 237 497 is the issuer of all the benefits of the CRI product other than Involuntary Unemployment, which is issued through St Andrew's Insurance (Australia) Pty Ltd ABN 89 075 044 656 AFSL 239 649 (St Andrew's.) Macquarie Life and St Andrew's jointly issue and are responsible for the Product Disclosure Statement (PDS). You can obtain a copy of the PDS by calling 1300 150 300.

St Andrew's is not an authorised deposit-taking institution for the purposes of the Banking Act (Cth) 1959 and its obligations do not represent deposits or other liabilities of Macquarie Bank Limited ABN 46 008 583 542. Macquarie Bank Limited does not guarantee or otherwise provide assurance in respect of the obligations of St Andrew's. 

Sykes Financial Services Pty Limited (Sykes) ABN 115 290 893 AFSL 299 767 has prepared the Financial Services Guide (FSG) and is legally responsible for that part of the combined Product Disclosure Statement and Financial Services Guide.