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Last updated on April 18th, 2013

Lowest NAB purchase rate available for a credit card at 13.99% p.a.

  • Low interest rate of just 13.99% p.a. on purchases
  • 4.99% p.a. on balance transfers for the first 6 months
  • Up to 55 days interest free on purchases
  • Cash if you need it at 21.74% p.a.
  • Annual fee of $59
  • An additional cardholder at no extra cost
  • Your choice of a pink or silver card
  • Lost card cover
  • Visa PayWave
  • Worldwide acceptance at over 22 million locations

Terms and Conditions

Fees and charges apply. Terms and conditions apply and are available upon request. Credit criteria apply. Click here to read the NAB Low Rate Credit Card terms and conditions

NAB Low Rate Credit Card - Apply Online
Find out more
Apply now
Read the terms and conditions

Fast Secure Application

  • When you click Apply you will be taken to the Bank's secure online application.
  • It typically takes 10-15 mins to complete the form.
  • Once approved you will be receive your credit card in post within 1-2 weeks.

Application Criteria

  • You must be at least 18 years of age
  • You must have a Good Credit History
  • You must be a Permanent Resident or Australian Citizen.

Credit Card Offers

Triple Zero Value Offer!

0% p.a. on purchases, cash advances and balance transfers for the first 6 months + ^half annual fee first year!

0%
for 6 months
0%
for 6 months
0%
for 6 months
$49^

0% on purchases

A long 0% for 6 months on purchases offer, reverts to the low purchase rate of 13.49% p.a. + a low annual fee

0%
for 6 months
21.49%
p.a.
3.99%
for 6 months
$45

0% for 8 months

Long balance transfer and 25,000 bonus points on this Platinum Rewards card. Earn 1 point per $1 spent

19.99%
p.a.
21.99%
p.a.
0%
for 8 months
$129