NAB Low Rate Credit Card

Great intro offer on purchases of just 2.99% for 12 months. This reverts to the lowest NAB purchase rate available for a credit card, 13.24% p.a. A good card for people that tend to hold a balance each month. Great for people looking to spend on purchases over the next 12 months.

	NAB Low Rate Credit Card Key Features:
	2.99% p.a. on purchases for the first year! Low interest rate of just 13.24% p.a. on purchases 4.99% p.a. on balance transfers for the first 6 months Up to 55 days interest free on purchases2 Cash if you need it at 21.74% p.a. Annual fee of $59 An additional cardholder at no extra cost4 Worldwide acceptance at over 22 million locations5

Terms & Conditions
Terms and conditions available on application. Fees and charges are payable. Approval and credit limit is subject to NAB’s credit assessment criteria.

A credit card offers you great flexibility and convenience. But it’s important to remember, like any debt, you will have to repay it. If you are unsure as to whether you will be able to manage repayments for a new credit card, then you should not consider taking up a NAB credit card at this point in time.

Offer is not available when closing/transferring from another NAB credit card account or in conjunction with any other NAB credit card offer. Offer is not available to NAB staff under Employees’ Choice. The 2.99%p.a. purchase rate applies for 12 complete monthly statements from the date the account is opened. If at the end of the promotional period any purchase amounts are owing, those amounts will attract the interest rate for purchases (the NAB Purchase Indicator Rate as advertised from time to time, currently 13.24%p.a.) then applicable to your NAB credit card account. 2.99%p.a. purchase rate excludes cash advances and balance transfers.

1. Annual card fee subject to change. Correct as at 8 September 2011.
2. Interest free days on purchases if you pay your account in full by the due date each month.
3. Additional cardholder must be 16 years of age or older. All transactions using the additional card will be the responsibility of the primary cardholder.

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