No Annual Fee Credit Cards

HSBC Credit Card

• $0 annual fee for the lifetime of the card
• $50 cashback when you spend $500 or more for each of the first 3 months of your HSBC Credit Card
• 5.99% p.a. for 6 months on balance transfers
• An interest rate for purchases of 16.99% p.a.
• Up to 55 days interest-free on purchases
• Access to HSBC's home&Away Privilege Program with Instant Rewards in over 40 countries

American Express Gold Ascent

• $0 annual card fee
  
• Access hundreds of destinations with 6 airline rewards partner programs.
  
• Complimentary enrolment in Membership Rewards Ascent.
  
• $2 spent = 1 Membership Rewards point
  
• Up to 44 days interest free on purchases
  
• Interest rate of 19.99% p.a.

ANZ First Visa Credit Card

• SPECIAL OFFER: NO annual account fee for the first 12 months (save $30)
• 7.99% on balance transfers for up to 6 months
• Visa card acceptance at over 24 million locations worldwide.
• Up to 44 days interest free credit on purchases
• Receive extended warranty insurance and 90-day purchase security insurance.
• Up to three additonal cardholders for free

Woolworths Everyday Money Rewards Credit Card

• Bonus $50 shopping card if you apply by 31 March 2010 and make 3 purchases by May 2010.
• 5.99% p.a. on card balance transfers for the first 6 months
• 18.74% p.a. interest rate on purchases
• Pay no annual fee in the first year - saving you $49
  
• Earn up to 3 reward points per dollar spent
  
• Up to 55 interest free days on purchases
  
• Your choice of four card colours
  
• One additional cardholder for free