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No Annual Fee Credit Cards
No Annual Fee Basics
No annual fee credit cards, as the name implies, are credit cards with no annual fee. These can be broken down further into credit cards that have no annual fee ever or credit cards offering the first year free.
No annual fee credit cards are typically best for someone that pays off their balance each month as they attract a high interest rate.
A No annual fee card can be a great back up source of funds to be used in an emergency. A tip is to keep the no annual fee credit card out of the wallet. If you accidently lose it, you have a back up source off money when you need it.
Find out more about no annual fee credit cards with our 5 part article series

When comparing credit cards, two of the most advertised elements are the interest rate and the annual fee. Interest rates are obviously important if you plan to finance purchases or transfer balances, but what about the annual fee? How much does it really matter? Would an annual fee make or break your decision about a certain credit card?

Some credit cards feature an annual fee (sometimes well over $100). Others are no fee credit cards, or they may offer no annual fee for the first year. It seems an obvious choice, doesn’t it? If choosing between two credit cards, the no fee card would be more attractive. But are they really worth it?
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