St.George Gold Low Rate Credit Card

A low rate with Gold card benefits including shopping and travel insurances

Enjoy more freedom with St.George Gold Low Rate.
For a higher credit limit, higher daily cash allowances, overseas travel insurance, complimentary financial and personal services, and access to Instant Benefits at one of the lowest interest rates possible apply for a Gold Low Rate credit card.

	Key Features:
	Interest rate 14.25% p.a.* on purchases Annual card fee of $79 Up to 55 interest days free on purchases* Free Overseas Travel Insurance** Up to three additional cards at no extra cost Instant discounts and added extras with St.George Minimum higher credit limit of $5,000 Free Extended Warranty on purchases** Emergency card replacement Phone and Internet banking services^ Access to your other St.George accounts

Complimentary Insurance for Gold Card Customers:

When you make a purchase on your St.George Gold Low Rate Credit Card, you are automatically entitled to:
- Overseas Travel Insurance: The cover provides three consecutive months of overseas travel insurance to the cardholder, their spouse and dependant children, at no extra cost for travel purchased on the card - including luggage and medical cover.
- Extended Warranty: The cover extends the manufacturer’s expressed Australian warranty on the purchased goods.
- Transit Accident Insurance: The cover provides certain accidental death and injury cover for cardholders who sustain an injury while riding as a passenger in a plane, tourist bus, train or ferry with a ticket purchased on the card.

*Interest rates quoted current as at 16/3/2009 and subject to change. 55 days interest free on purchases only on accounts paid in full by the due date. Interest free period does not apply to the cash advances (cash advances are 18.25% p.a. on Gold Low Rate), or any purchases while an amount that has been debited as a result of a balance transfer remains unpaid. All applications for credit are subject to the Bank's prevailing credit criteria. Fees, charges, terms and conditions apply and full details are available upon request.
**These benefits are provided to cardholders and are subject to the Terms and Conditions and exclusions contained in the Policy of Insurance. Please refer to the Insurance conditions of use for a full explanation of cover and exclusions.