Suncorp Gold Credit Card - Apply Online

Suncorp Gold Credit Card lets you consolidate your debt to a low 1.9% p.a for 9 months on balance transfers* while enjoying Gold Card benefits.

	Key Features:
	Earn 1 reward point per $1 spent Points never expire Interest rate 19.25% p.a.* on purchases Annual card fee of $99 1.9% p.a. on balance transfers for 9 months* Up to 55 interest free days on purchases Joining Suncorp Qantas Frequent Flyer (optional) annual fee of $19 Additional card holder annual fee of $15 Credit limit of up to $25,000# Complimentary International Travel Insurance and Purchase Cover for lost, stolen, or damaged goods. FRAUDSHIELD® security protection and 24/7 customer service To apply for this card you need to earn a minimum income of $35,000 p.a.

Subject to your acceptance of the card, an annual account fee which is currently $99 for the Primary Suncorp Clear Options Gold card and $15 for an Additional Suncorp Clear Options Gold card will be charged to your account. Allow up to 15 working days to process your Application subject to verification.
# Actual credit limit will be assigned based on Citigroup's credit criteria subject to confirmation that you earn a minimum of $35,000 p.a.
* The 1.9% p.a. interest rate with this offer applies to balance transfers for a period of 9 months. Transferred balances are repaid first. At the end of the balance transfer offer period your interest rate will revert to the cash advance interest rate for the Suncorp Clear Options Gold card which is currently 19.75% p.a. Purchases will be at the standard variable interest rate on the Suncorp Clear Options Gold Card which is currently 19.25% p.a. Interest rates are variable and subject to change. The 1.9% p.a. balance transfer interest rate will not be valid for transfers from other Citigroup or Suncorp Credit Cards. Interest rates last updated 15/12/2009. Offer available to new customers only. Subject to Credit Criteria.
± Interest rates last updated 12/05/2009.
Ω All Rewards are subject to the Terms and Conditions of the Suncorp Rewards Program. Cash advances do not earn Reward points. Suncorp Reward points never expire while the card remains open.
ю Suncorp Take Flight® is the service which enables you to redeem Rewards points for Take Flight® Cashback, Travel Vouchers and other nominated travel Rewards offered by Suncorp Rewards from time to time. Take Flight® Cashback is a Cashback with the following additional conditions: In order to be eligible to redeem Reward points for Take Flight® Cashback, you must have made a travel purchase (where a flight or airline ticket is an element of that travel purchase) on your Card within 30 days immediately before the date of your request to redeem for Take Flight® Cashback (referred to from this point as the "Travel Purchase"). The maximum amount in Take Flight® Cashback that you may redeem Reward points for is an amount equivalent to the dollar value of the Travel Purchase. For a Take Flight® Cashback Rewards claim, you must redeem the minimum number of Reward points specified by Citigroup before or at the time of the redemption, a minimum of 3,000 Reward points. You should allow up to 28 days for your Take Flight® Cashback to be processed. The amount of any Take Flight® Cashback is set off against the outstanding balance of your Account on your next Statement due date.
◊ International Travel Insurance, Purchase Cover Insurance, Extended Warranty Insurance and Transit Accident Insurance and provided automatically to cardholders under a master agreement between Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL No. 233507 and Citigroup Pty Limited, and is subject to Terms and Conditions and exclusions available at www.citibank.com.au. An excess applies to Purchase Cover Insurance.
Δ An additional annual fee of $19 will apply to join Suncorp Qantas Frequent Flyer. Terms and Conditions of Suncorp Qantas Frequent Flyer apply. The Suncorp primary cardholder must be a member of the Qantas Frequent Flyer program to earn Qantas Frequent Flyer points. A joining fee applies. Membership is subject to Qantas Frequent Flyer terms and conditions. Only Qantas Frequent Flyer points can be earned in Suncorp Qantas Frequent Flyer and are subject to the terms and conditions of the Qantas Frequent Flyer program.
þ The joint issuers of Credit Guard are Suncorp Life and Superannuation Limited ABN 87 073 979 530, AFSL No. 229880 and MTA Insurance Limited ABN 35 070 583 701, AFSL No. 239545. The distributor is Citigroup Pty Limited ABN 88 004 325 080 AFSL No 238098. Terms, conditions, exclusions and acceptance criteria apply. Cover limits apply as set out in the policy wording. This material does not take into account your individual objectives, financial situation or needs, and you should consider whether it is appropriate for you. Please read the Product Disclosure Statement available at www.suncorp.com.au to decide if a policy is right for you.
Citigroup Pty Limited ABN 88 004 325 080 AFSL No. 238098 (“Citigroup”) is the credit provider and issuer of Suncorp Clear Options Credit Cards. Suncorp-Metway Ltd ABN 66 010 831 722 (“Suncorp”) promotes and distributes Suncorp Clear Options Credit Cards on Citigroup’s behalf under an agreement with Citigroup. Suncorp will not guarantee or otherwise support Citigroup’s obligations under the contracts or agreements connected with the Credit Cards (other than those relating to Suncorp internet banking and telephone banking).