Virgin Flyer Credit Card

Virgin Money have just release their new Virgin Flyer Credit Card. The card allows you to earn points towards Virgin Flights and lets you take a friend along for free with a unique 2 for 1 flights offer. And if you apply and use your card before 15 October 2010 get a free one-way 'Go' fare on Virgin Blue to select destinations!

	Key Features:
	Special Offer: A free one-way ‘Go’ fare on Virgin Blue to select destinations for every customer who successfully applies & uses their card before 15 October 2010* 1 Velocity point for every $1 spent on the card for the first $1500 per month & then 1 point per $2 spent thereafter. Velocity is the loyalty program of Virgin Blue – points can be redeemed for flights with Virgin Blue, Pacific Blue, V Australia and international partner to over 400 destinations. No blackout periods and points can be redeemed on any seat and any time. Plus a range of other redemption options such as car hire, accommodation gift cards and other goods. Take a friend for free when you fly on Virgin Blue. Available on Blue Saver, Flexible and Premium Economy fares (equates to 4 free one way flights per year)*. Annual Fee of $99 20.99%.p.a. interest rate on purchases and cash advances7 6.9% p.a. on balance transfers for 6 months7 Up to 44 days interest free1 Choice of 3 great card colours: red, black and white. Fraudshield protection and Visa Zero Liability Insurance Travel Accident Insurance and Concierge Great Customer Service - 24/7 online and over the phone Please note a minimum income of $50,000 a year is required to apply for this card.

*The things you need to know - Fees, charges, terms and conditions apply and are available upon request.
All interest rates shown are variable. This information is correct at 12 July 2010. You must be at least 18 years of age to apply for a credit card. You must also earn at least $20,000 p.a. for the No Annual Fee Credit Card or $50,000 p.a. for the Virgin Flyer Credit Card. Approval is subject to our credit criteria.
1. The maximum 44 days interest free period applies when you pay your balance off in full for 2 consecutive months. If you carry a balance on your credit card from month to month the 44 days interest-free period does not apply and you are charged interest once you make a purchase. No interest free period is available on Cash Advances or Balance Transfers.
2. Cash withdrawal limits, fees and charges may apply.
3. Velocity is owned and operated by Velocity Rewards Pty Ltd as trustee of the Loyalty Trust. Membership of Velocity and Points earn and redemption is subject to the Member Terms & Conditions, available at velocityrewards.com.au, as amended from time to time. Points are earned on eligible purchases only. Points cannot be redeemed on Virgin America.
4. Additional cardholder fees may apply. Primary cardholders are responsible for additional cardholder transactions and payments.
5. VISA Zero liability guarantee. Terms and conditions apply. See here for details.
7. Virgin Flyer Credit Card Balance Transfer 6.9%p.a. interest rate applies to balances transferred with this offer at point of application, for a period of 6 months. Transferred balances are repaid first. At the end of the balance transfer period, your interest rate will revert to the Virgin Flyer Credit Card APR for cash advances, currently 20.99% p.a. The current Virgin Flyer Credit Card APR for retail purchases is 20.99% p.a. Interest rates are variable, subject to change and our credit criteria.
8. Terms & Conditions apply. Second seat for free offer provides 50% off Virgin Blue flights for you and a friend is valid for up to 4 sectors a year and in Blue Saver, Corporate Plus, Flexible and Premium Economy classes. Credit card payment fees apply to both Guests and are not discounted. Checked baggage charges apply to some fare types. New Virgin Blue Guest Contact Centre bookings made at least 21 days in advance only. Payment with Virgin Flyer Credit Card and/or Virgin Blue vouchers required. Seats must be booked in the same fare class and are subject to availability Check out virginmoney.com.au for further Term & Conditions.
9. To be eligible for the free flight, Virgin Flyer Credit Card application approval and first eligible spend prior must occur prior to 15 Oct 2010. If eligible, the Primary Cardholder will receive a one-way Virgin Blue GO fare class flight to and from select destinations which do not include NT and WA. Flight must be booked through the Virgin Blue Guest Contact Centre within 3 months of first card spend. Redemption on new flight bookings only and must be made at least 21 days in advance of travel. Free fight subject to availability and is not available on all routes. No Baggage allowance is included. Check out here for further terms and conditions.