Important: Westpac and Virgin Money are no longer accepting new applications for the Virgin Credit Card. Westpac will continue with their customer service and this will have no effect on existing Virgin Credit Card clients.

Virgin Credit Card - Apply Online Key Features:

0% p.a. interest for the first six months when you balance transfer to a new Virgin Credit Card.
No annual fee… ever.
14.74% p.a. ongoing interest rate.
Get up to 55 interest free days on purchases if you pay off your card in full each month (including any balance transfer amount).
Talk to us 24/7.
Mates Rates™ instant rewards - no fees or waiting, just brilliant deals on things you might actually want.

Virgin Credit Card More Detailed Information

Where can I use my Low Interest Virgin Credit Card
You can use it in 32 million locations worldwide and 430 000 in Australia. It's safe to say you shouldn't have any trouble using your card.

Making a payment on my Virgin Credit Card
Regardless of who you bank with, you can transfer funds from your cheque or savings account to make a payment on your Virgin Credit Card. When asked, simply enter the Virgin Credit Card biller code and your credit card account number as your reference number.

Increasing the limit on my Credit Card
Virgin want you to always have a credit limit which is suitable to what you need but doesn't get you into hot water.

Getting an additional Virgin Credit Card Holder
You can nominate an additional cardholder on your Virgin Credit Card for free. That lucky person must be over the age of 16 for you to be able to shares the joys of a Virgin Credit Card.

Virgin Credit Card Internet Banking
When you activated your Virgin Credit Card you would have been registered for internet banking.

Balance Transfer
Give your other store/credit cards the flick and transfer your balance to your Virgin Credit Card to take advantage of our introductory transfer rate of 0% p.a.

Virgin Credit Card Security
At Virgin they do all they can to protect you from credit card fraud.

They have people working around the clock monitoring our card using a world-class fraud detection system. If they notice anything suspicious we will try to contact the card holder directly to check it out - if they can't contact you, they may put a temporary block on your card until we can contact you to check it out.

Reasonable efforts are made to maintain accurate information. However, information is presented without warranty. When you click on the "apply online" link you will have an opportunity to review the credit card terms and conditions on the credit card issuer's web site.

Virgin Credit Card - transfer your balance to a Virgin Credit Card and get a great rate, choose the best credit card colour for you, earn rewards, get discounts, free travel insurance and free fraud protection on purchases, voted best credit card reward program.