Westpac 55 Day Gold Credit Card - Apply Online

The Westpac 55 day gold offers no annual fee first year and an ongoing fee waiver if you spent over $15,000 a year on the card. Therefore, if you spent over 15k a year you basically get a gold no annual fee credit card. Be aware of the $50,000 minimum income requirement to apply for this credit card.

The Westpac 55 day gold credit card comes with a range of useful complimentary insurance including purchase security, transit accident, overseas travel insurance.

	Key Features:
	3.99% p.a. on balance transfers for up to 6 months1 $0 annual fee in your first year2 (saving you $90) An ongoing annual fee waiver – every year you spend at least $15,000 p.a. on your card, we’ll waive the annual fee the following year. Up to 55 days interest free on purchases3 if you pay off your balance in full by the due date each month. Complimentary Overseas Travel Insurance4 Complimentary Purchase Security Insurance4 19.59% p.a. (variable) on purchases 21.49% p.a. (variable) on cash advances Global acceptance – choose between a MasterCard® or a Visa® card

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Below are 2 popular westpac credit card offers:

	Purchase Rate (p.a.)	Cash Rate (p.a.)	Balance Transfer	Interest Free Days	Annual Fee	Highlights / Comments
Westpac 55 Day Credit Card	0% p.a. for 5 months	21.49% p.a.	3.99% for 6 months	up to 55 days	$0 First Year	Introductory Credit Card Offer Get 0% p.a. on Purchases for 5 months, 3.99% p.a. on Balance Transfers for 6 months and $0 annual fee first year!	More Info
Westpac Low Rate Credit Card	13.49% p.a.	21.49% p.a.	3.99% for 6 months	up to 55 days	$45	Low Interest Credit Card Westpac's lowest ongoing rate on purchases plus balance transfer special offer of 3.99% for 6 months. Any unpaid balance reverts to low purchase rate which is great!.	More Info