Compare Westpac Credit Cards

Westpac Altitude Credit Card

• 1.99% p.a. on balance transfers for up to 9 months.
• Receive 5,000 bonus Altitude points when you first use either card for a purchase.
• Annual fee $100
• Interest rate of 19.64%p.a. on purchases
• Up to 45 interest free days on purchases
• Altitude rewards program

Westpac Low Rate MasterCard or Visa Card

• 1.99% p.a. on balance transfers for up to 9 months.
• Interest rate 13.24% pa for purchases
• 21.24% p.a for cash advances
• Annual fee of $45
• Up to 55 days interest-free on purchases
• Worldwide acceptance

Westpac 55 Day MasterCard or Visa Card

• 1.99% p.a. for up to 9 months on balance transfers
• 0% p.a. on purchases for the first 5 months from when your account is opened
• Annual fee: $30 (waived for the first year and ongoing when you make purchases of at least $10,000 pa.)
  
• Up to 55 days interest-free on purchases
• An interest rate of 19.34% p.a. on purchases

Westpac 55 Day Gold Card

• 1.99% p.a. on balance transfers for up to 9 months
• $0 annual fee in your first year (saving you $90)
  
• Up to 55 days interest free on purchases
• Complimentary Overseas Travel Insurance
• Complimentary Purchase Security Insurance
• 19.34% p.a. (variable) on purchases

Westpac Altitude Gold Credit Card

• 1.99% p.a. on balance transfers for up to 9 months
• Receive 10,000 bonus Altitude points when you first use either card for a purchase
• Uncapped points earning power and no points expiry
• Annual Fee of $150
• Complimentary Overseas Travel Insurance cover
• 19.64% p.a. (variable) on purchases

Westpac Altitude Platinum Credit Card

• 1.99% p.a. on balance transfers for up to 9 months
• Receive 15,000 bonus Altitude points when you first use either card for a purchase
• Uncapped points earning power and no points expiry
• Annual Fee of $295
• Platinum Concierge service
• Complimentary Overseas Travel Insurance cover
• 19.64% p.a. (variable) on purchases

Westpac 55 Day Platinum Card

• 1.99% p.a. on balance transfers for up to 9 months
• $0 annual fee in your first year (saving you $130)
  
• Up to 55 days interest free on purchases
• Platinum Concierge service
• Complimentary Overseas Travel Insurance
• Complimentary Purchase Security Insurance
• 19.34% p.a. (variable) on purchases

Singapore Airlines Westpac Platinum Card

• 10,000 KrisFlyer miles received after your first purchase using either of your cards
• $125 annual fee for the first year (usually $250)
  
• A variable interest rate of 19.24% p.a. on purchases
  
• For a limited time pay only 0.99% p.a. on balance transfers for 6 months
  
• Save up to 25,000 KrisFslyer miles after year one
• Complimentary Overseas Travel Insurance cover for trips of up to 6 months

Singapore Airlines Westpac Gold Card

• 5,000 KrisFlyer miles credited after your first purchase using either of your Gold cards
  
• $75 annual fee for the first year (usually $125)
  
• A variable interest rate of 19.24% p.a. on purchases
  
• For a limited time pay only 0.99% p.a. on balance transfers for 6 months
  
• Save up to 15,000 KrisFlyer miles after year one

Westpac Ignite Credit Card

• This card replaces the Virgin credit card for existing Virgin credit card holders. Westpac is not yet accepting new applications.
• Pay no annual fee... ever
• Low interest rate of 14.24% p.a. on purchases
  
• New Instant Offers program
  
• New CHIP security
  
• Up to 55 days interest free on purchases
  
• There is no change to your payment methods or credit limit