Compare Westpac Credit Cards

Westpac Low Rate MasterCard or Visa Card

• 0% p.a. on purchases and balance transfers for the first 6 months
• Interest rate 13.49% pa for purchases
• 21.49% p.a for cash advances
• Annual fee of $45
• Up to 55 days interest-free on purchases
• Worldwide acceptance

Westpac 55 Day MasterCard or Visa Card

• 0% p.a. on purchases for the first 5 months from when your account is opened
• Annual fee: $30 (waived for the first year and ongoing when you make purchases of at least $10,000 pa.)
• 3.99% p.a. on balance transfers for up to 6 months
  
• Up to 55 days interest-free on purchases
• An interest rate of 19.59% p.a. on purchases

Westpac 55 Day Gold Card

• 3.99% p.a. on balance transfers for up to 6 months
• $0 annual fee for the first year, then $90 annual fee
• Up to 55 days interest free on purchases
• Complimentary Overseas Travel Insurance
• Complimentary Purchase Security Insurance
• 19.59% p.a. (variable) on purchases

Westpac 55 Day Platinum Card

• 3.99% p.a. on balance transfers for up to 6 months
• $130 annual fee
  
• Up to 55 days interest free on purchases
• Platinum Concierge service
• Complimentary Overseas Travel Insurance
• Complimentary Purchase Security Insurance
• 19.59% p.a. (variable) on purchases

Westpac Altitude Credit Card

• 3.99% p.a. on balance transfers for up to 6 months
• Receive 5,000 bonus Altitude points when you first use either card for a purchase.
• Annual fee $100
• Interest rate of 19.99%p.a. on purchases
• Up to 45 interest free days on purchases
• Altitude rewards program

Westpac Altitude Gold Credit Card

• 3.99% p.a. on balance transfers for up to 6 months
• Receive 10,000 bonus Altitude points when you first use either card for a purchase
• Uncapped points earning power and no points expiry
• Annual Fee of $150
• Complimentary Overseas Travel Insurance cover
• 19.99% p.a. (variable) on purchases

Westpac Altitude Platinum Credit Card

• 3.99% p.a. on balance transfers for up to 6 months
• Receive 15,000 bonus Altitude points when you first use either card for a purchase
• Uncapped points earning power and no points expiry
• Annual Fee of $295
• Platinum Concierge service
• Complimentary Overseas Travel Insurance cover
• 19.99% p.a. (variable) on purchases

Singapore Airlines Westpac Platinum Card

• 10,000 KrisFlyer miles received after your first purchase using either of your cards
• $295 annual fee
  
• A variable interest rate of 19.49% p.a. on purchases
  
• For a limited time pay only 0.99% p.a. on balance transfers for 6 months
  
• Save up to 25,000 KrisFslyer miles after year one
• Complimentary Overseas Travel Insurance cover for trips of up to 6 months

Singapore Airlines Westpac Gold Card

• 5,000 KrisFlyer miles credited after your first purchase using either of your Gold cards
  
• $125 annual fee
  
• A variable interest rate of 19.49% p.a. on purchases
  
• For a limited time pay only 0.99% p.a. on balance transfers for 6 months
  
• Save up to 15,000 KrisFlyer miles after year one

Earth Credit Card

• Earn 1 Qantas Frequent Flyer point per $1 spent on purchases
• 0.99% p.a. on balance transfers for up to 6 months requested at the time you apply
  
• Annual card fee $75
  
• Variable interest rate of 19.99%pa on purchases
• Up to 45 days interest free on purchases

Earth Gold Credit Card

• Earn 1 Qantas Frequent Flyer point per $1 spent on purchases
• 0.99% p.a. on balance transfers for up to 6 months
• Annual card fee $125
  Variable interest rate of 19.99%pa on purchases
  
• Up to 45 days interest free on purchases
  
• Up to 3 months complimentary Overseas Travel Insurance cover
  
• Complimentary Purchase Security Insurance cover

Earth Platinum Credit Card

• Earn 1.5 Qantas Frequent Flyer points per $1 spent on purchases
• 0.99% p.a. on balance transfers for up to 6 months
  
• Annual card fee $250
  
• Variable interest rate of 19.99%pa on purchases
  
• Up to 45 days interest free on purchases
  
• Up to 6 months complimentary Overseas Travel Insurance cover
  
• Complimentary Purchase Security insurance cover
  
• Complimentary Extended Warranty Insurance cover