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Credit Card Guide

 
Credit Cards > Westpac Credit Cards

Compare Westpac Credit Cards

Westpac are a household name when it comes to banking, and their range of over a dozen credit cards helps cement that reputation as a 'people's bank'. Westpac has partnered with a wide range of organisations to offer extras and rewards that could save you a lot of money!
  • The Westpac/Sinapore Airlines card lets you earn KrisFlyer miles
  • Westpac/Earth credit cards offer worldwide rewards like frequent flyer miles, travel insurance and purchase protection
  • Altitude rewards points are available with many in-house Westpac cards, and you can get a huge range of rewards that are useful for everyday life.

Westpac cards also offer all the usual benefits, with some cards available at low interest, with great balance transfer offers or no annual fee. Compare here, and click through to apply!

     
Westpac Low Rate MasterCard or Visa Card Apply Now
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Westpac Low Rate MasterCard or Visa Card

  • 0% p.a. on purchases and balance transfers for the first 6 months
  • Interest rate 13.49% pa for purchases
  • 21.49% p.a for cash advances
  • Annual fee of $45
  • Up to 55 days interest-free on purchases
  • Worldwide acceptance
Westpac 55 Day MasterCard or Visa Card Apply Now
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Westpac 55 Day MasterCard or Visa Card

  • 0% p.a. on purchases for the first 5 months from when your account is opened
  • Annual fee: $30 (waived for the first year and ongoing when you make purchases of at least $10,000 pa.)
  • 3.99% p.a. on balance transfers for up to 6 months
  • Up to 55 days interest-free on purchases
  • An interest rate of 19.59% p.a. on purchases
Westpac 55 Day Gold Card Apply Now
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Westpac 55 Day Gold Card

  • 3.99% p.a. on balance transfers for up to 6 months
  • $0 annual fee for the first year, then $90 annual fee
  • Up to 55 days interest free on purchases
  • Complimentary Overseas Travel Insurance
  • Complimentary Purchase Security Insurance
  • 19.59% p.a. (variable) on purchases



     
Westpac 55 Day Platinum Card Apply Now
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Westpac 55 Day Platinum Card

  • 3.99% p.a. on balance transfers for up to 6 months
  • $130 annual fee
  • Up to 55 days interest free on purchases
  • Platinum Concierge service
  • Complimentary Overseas Travel Insurance
  • Complimentary Purchase Security Insurance
  • 19.59% p.a. (variable) on purchases
Westpac Altitude Credit Card Apply Now
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Westpac Altitude Credit Card

  • 3.99% p.a. on balance transfers for up to 6 months
  • Receive 5,000 bonus Altitude points when you first use either card for a purchase.
  • Annual fee $100
  • Interest rate of 19.99%p.a. on purchases
  • Up to 45 interest free days on purchases
  • Altitude rewards program
Westpac Altitude Gold Credit Card Apply Now
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Westpac Altitude Gold Credit Card

  • 3.99% p.a. on balance transfers for up to 6 months
  • Receive 10,000 bonus Altitude points when you first use either card for a purchase
  • Uncapped points earning power and no points expiry
  • Annual Fee of $150
  • Complimentary Overseas Travel Insurance cover
  • 19.99% p.a. (variable) on purchases

     
Westpac Altitude Platinum Credit Card Apply Now
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Westpac Altitude Platinum Credit Card

  • 3.99% p.a. on balance transfers for up to 6 months
  • Receive 15,000 bonus Altitude points when you first use either card for a purchase
  • Uncapped points earning power and no points expiry
  • Annual Fee of $295
  • Platinum Concierge service
  • Complimentary Overseas Travel Insurance cover
  • 19.99% p.a. (variable) on purchases
Singapore Airlines Westpac Platinum Card Apply Now
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Singapore Airlines Westpac Platinum Card

  • 10,000 KrisFlyer miles received after your first purchase using either of your cards
  • $295 annual fee
  • A variable interest rate of 19.49% p.a. on purchases
  • For a limited time pay only 0.99% p.a. on balance transfers for 6 months
  • Save up to 25,000 KrisFslyer miles after year one
  • Complimentary Overseas Travel Insurance cover for trips of up to 6 months
Singapore Airlines Westpac Gold Card Apply Now
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Singapore Airlines Westpac Gold Card

  • 5,000 KrisFlyer miles credited after your first purchase using either of your Gold cards
  • $125 annual fee
  • A variable interest rate of 19.49% p.a. on purchases
  • For a limited time pay only 0.99% p.a. on balance transfers for 6 months
  • Save up to 15,000 KrisFlyer miles after year one

     
Earth Credit Card Apply Now
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Earth Credit Card

  • Earn 1 Qantas Frequent Flyer point per $1 spent on purchases
  • 0.99% p.a. on balance transfers for up to 6 months requested at the time you apply
  • Annual card fee $75
  • Variable interest rate of 19.99%pa on purchases
  • Up to 45 days interest free on purchases
Earth Gold Credit Card Apply Now
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Earth Gold Credit Card

  • Earn 1 Qantas Frequent Flyer point per $1 spent on purchases
  • 0.99% p.a. on balance transfers for up to 6 months
  • Annual card fee $125
    Variable interest rate of 19.99%pa on purchases
  • Up to 45 days interest free on purchases
  • Up to 3 months complimentary Overseas Travel Insurance cover
  • Complimentary Purchase Security Insurance cover
Earth Platinum Credit Card Apply Now
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Earth Platinum Credit Card

  • Earn 1.5 Qantas Frequent Flyer points per $1 spent on purchases
  • 0.99% p.a. on balance transfers for up to 6 months
  • Annual card fee $250
  • Variable interest rate of 19.99%pa on purchases
  • Up to 45 days interest free on purchases
  • Up to 6 months complimentary Overseas Travel Insurance cover
  • Complimentary Purchase Security insurance cover
  • Complimentary Extended Warranty Insurance cover


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