Westpac Altitude Credit Card Offer

The Westpac altitude credit card offers a special offer of 5,000 bonus points on first spent, plus a great balance transfer offer. For a reasonable annual fee you can earn up to 2 altitude points for every dollar spent. If you are after more complimentary services and don't mind paying a higher annual fee, then check out the Westpac Altitude Gold and Altitude Platinum credit cards.

	Westpac Altitude Credit Card Key Features:
	Get two credit cards - the Altitude American Express® Card and the Altitude Visa® card or Altitude MasterCard® 3.99% p.a. on balance transfers for up to 6 months.3 Receive 5,000 bonus Altitude points when you first use either card for a purchase.2 Annual fee: $100 Interest rate: 19.99% p.a. for purchases, 21.59% p.a. for cash advances Up to 45 days interest free on credit purchases Earn 2 Altitude points per $1 spent on your Altitude American Express® Card and enjoy accelerated earning power. Earn 1 Altitude point per $1 spent on your Altitude Visa® card or Altitude MasterCard® and enjoy the convenience of acceptance at over 29 million locations. Your Altitude points can also be redeemed on a wide range of rewards, including the latest technological gadgets, homewares, clothing, wine, as well as vouchers for David Jones, Prouds and Myer. Uncapped points earning power and no points expiry.1

Westpac Altitude Credit Card Terms and Conditions
1.The earning and redemption of Altitude points (including available rewards and expiry of points) is subject to the Altitude Rewards Terms and Condition. Altitude points are not earned on cash advances. You do not receive points if your card account is in arrears for 2 consecutive statement cycles. You are not entitled to points in other circumstances – see Altitude Rewards Terms and Conditions. You must have earned a minimum of 3,000 points before you can redeem for any rewards.

2. If you obtain a credit card as part of a Westpac package, or switch from an existing Westpac card, you are not eligible for the bonus points described. The bonus points will be added to your Altitude points balance within three business days of the first purchase transaction being debited to your account.

3. This promotional rate is available to customers who are applying for a new Altitude card and request at application, to transfer the balance(s) from non-Westpac credit card(s), charge card(s) or store card(s). This promotion is only available at point of application. Subsequent balance transfers will be charged at the standard variable purchase interest rate currently 19.99% p.a. and will be treated as purchases with no interest free days applying to them. Payments made to your credit card account are first applied to any amounts transferred from other credit cards, charge cards or store cards under this promotion, before they are applied to any other purchase or cash advance amount. This means that the portion of your outstanding account balance that is subject to a lower interest rate will be paid off first. You will not gain the benefit of the interest free period on credit purchases until the full balance (including any balance transfer and any other promotional amount) is paid by the statement due date each month. After 9 months the balance transfer rate will switch back to your credit card standard variable rate for purchases then applicable to your product. Each balance transfer must be a minimum of $200.

Click to view full terms and conditions.