Woolworths Credit Card : Apply Online

The Everyday Money Credit Card from Woolworths lets you earn valuable reward points everywhere you shop. And every 4 months, provided you have enough points, you’ll receive a shopping card, to redeem at a great range of participating stores. So, you can reward yourself with everything from groceries, to petrol to electronics.

	Key Features for the Woolworths Everyday Money MasterCard:
	$0 annual fee for the first year – Enjoy no annual fee in the first year and only $49 per year after that. 0% p.a. for 6 months on balance transfers1 Interest rate of 19.49% p.a. on purchases. Earn up to 3 reward points per dollar spent2 Up to 55 interest free days on purchases5 Your choice of four card colours: green, blue, black and pink. One additional cardholder for free

The Everyday Money™ credit card is issued by HSBC Bank Australia Limited ABN 48 006 434 162 and HSBC is the credit provider. Lending criteria applies. Fees, Charges and Interest Rates apply and are current as at 14 May 2010 and are subject to change. Terms and conditions apply and are available upon request. MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated. *As rated by CANSTAR CANNEX, May 2009.
1. Interest Rate of 0% p.a. will apply for the first 6 months of your balance transfers from non-HSBC credit or store cards. After this period, any balance outstanding from the balance you transfer will accrue interest at the Cash Advance Interest Rate applicable at the time (currently 20.99% p.a.). Balance transfers may be reduced in accordance with the credit limit assigned to your application. It is your responsibility to close or cancel any existing credit and store cards after the balance transfer(s) have been processed.
2. No reward points are earned on business expenses, Dick Smith interest free promotions, interest free merchant purchases, balance transfers and cash advances. 1 point for every dollar excludes Dick Smith interest free promotions. 2 points for every dollar excludes Dick Smith interest free promotions, purchases at online sites, standalone photo kiosks, DVD vending machines, mobile EFTPOS terminals and Dick Smith and Tandy franchisees and resellers. For a list of franchisees and resellers please call 1300 10 1234.
3. The Everyday Money Shopping Card is redeemable at participating stores only and expires 90 days after the date of issue. Participating stores may change from time to time. The Shopping Card is currently not accepted at some designated Dick Smith, Tandy and CALTEX WOOLWORTHS/SAFEWAY co-branded fuel outlets. The Shopping Card cannot be used for online purchases (except Homeshop), at standalone photo kiosks, DVD vending machines and mobile EFTPOS terminals. For a full list of participating stores where you can use your Shopping Card, details of the points you’ll need to obtain one, and to find out its value, visit everydaymoney.com.au or call 1300 10 1234.
4. epump is available to Everyday Money credit cardholders only. epump is only available at participating CALTEX WOOLWORTHS/SAFEWAY co-branded fuel outlets and is not available in Tasmania. Some fuel outlets may not offer epump facilities on all fuel types.
5. The interest free days apply to purchases appearing on a statement only if the closing balance of the statement and the closing balance of the previous statement are paid by the statement due dates. The closing balance includes any cash advance or balance transfer amounts. There is no interest free period for cash advances or balance transfers.